Calis Beach and Fethiye Turkey Discussion Forum

Flights, Airlines and Airports => Flights to Dalaman and Turkey, Airlines and Airports => Topic started by: Jacqui Harvey on July 09, 2016, 14:13:19 PM

Title: Is your luggage insured?
Post by: Jacqui Harvey on July 09, 2016, 14:13:19 PM
Reading today on the net that someone had their bag taken from an overhead locker on an Easyjet flight from Turkey,  that landed in the U.K.  When the aircrew were informed, they made the person wait until everyone had left the plane.
The bag was not recovered.  However, the Travel Insurance was with Tesco and they told the person that they (Tesco) do not insurance hand luggage only hold luggage.
Title: Re: Is your luggage insured?
Post by: JohnF on July 09, 2016, 14:32:47 PM
Nonsense.  Tesco Bank travel insurance makes no differentiation between hold and hand luggage, except in the case of valuables which are not covered if checked in with hold luggage.

JF
Title: Re: Is your luggage insured?
Post by: marina on July 09, 2016, 14:41:00 PM
I've no experience of using Tesco insurance but have never heard of anything like that before with any other insurers we have used.  You are more likely to have valuables etc in hand luggage so you can keep them nearby rather than going in the hold.  In fact, I think some insurers will actually tell you to do this. 
Title: Re: Is your luggage insured?
Post by: Jacqui Harvey on July 09, 2016, 15:29:56 PM
Nonsense.  Tesco Bank travel insurance makes no differentiation between hold and hand luggage, except in the case of valuables which are not covered if checked in with hold luggage.

JF

O.K.  J.F.  This is the posting on T.A.  Best you get in touch and tell them that this is nonsense, because they don't seem to realise that.....

https://www.tripadvisor.co.uk/ShowTopic-g298033-i793-k9672341-Check_your_insurance_cover_for_hand_luggage-Marmaris_Mugla_Province_Turkish_Aegean_Coast.html
Title: Re: Is your luggage insured?
Post by: JohnF on July 09, 2016, 15:47:47 PM
Here's a link to Tesco Bank travel insurance "small print", you can tell them...

Tesco Policy Docs (http://www.tescobank.com/assets/sections/travelins/pdf/tesco-travel-policy-booklet.pdf?_=cachebuster11092015)

I've no experience of using Tesco insurance but have never heard of anything like that before with any other insurers we have used.

No, and it's unlikely you will - however, I'm sure there is some insurance company, somewhere, that doesn't insure hand luggage (a.k.a. personal possessions!).

JF
Title: Re: Is your luggage insured?
Post by: marina on July 09, 2016, 15:59:59 PM
I've no doubt there will be John, those nice insurance companies will worm their way out of any claim if they can as we found out to our cost a few years ago in Spain, when we had a hire car broken into. We lost a lot of things including OH's camera bag with a couple of good cameras and equipment in plus presents we bought and, despite them being locked away in the boot out of sight had a hell of a job to get anything back from the insurers. Can't remember the exact details now but I have learnt a lesson from that and do try and check any insurance policies that they cover for what we need. 
Title: Re: Is your luggage insured?
Post by: Scunner on July 09, 2016, 16:08:38 PM
I checked mine and I am covered. Also I am covered for quad biking and spear fishing. But not cover for coming down a mountain on a luge.
Title: Re: Is your luggage insured?
Post by: Jacqui Harvey on July 09, 2016, 16:26:37 PM
J.F.  I am merely trying to help by reporting something I read on T.A.  I am not personally involved.  However, I am sure, as Marina says, the insurance company have got out of it some way.
Perhaps it is best we all check our Travel Insurance to see what we are covered for.
However, this has taught me a lesson...no more trying to help..
Title: Re: Is your luggage insured?
Post by: Ally B on July 09, 2016, 21:25:09 PM
John f  Why do you have to say" nonsense" can you not just put your point of view without being nasty. thought we got rid of Des.
Title: Re: Is your luggage insured?
Post by: JohnF on July 09, 2016, 22:15:26 PM
Because it is nonsense - and if you think that's me being nasty, you really don't know me.

JF
Title: Re: Is your luggage insured?
Post by: Highlander on July 09, 2016, 22:19:41 PM
J.F.  I am merely trying to help by reporting something I read on T.A.

Jacqui - I am genuinely interested in why you appear to set such store by T.A.
Title: Re: Is your luggage insured?
Post by: Highlander on July 09, 2016, 22:23:12 PM
Because it is nonsense - and if you think that's me being nasty, you really don't know me.

JF

In there lies the problem in my opinion.

We don't know you. We only "know" you through what you post on this Forum.
Title: Re: Is your luggage insured?
Post by: Ally B on July 10, 2016, 08:04:39 AM
You are right John F I dont know you.     Thankfully.
Title: Re: Is your luggage insured?
Post by: davybill on July 10, 2016, 08:14:53 AM
Because it is nonsense - and if you think that's me being nasty, you really don't know me.

JF
We do worst luck
Title: Re: Is your luggage insured?
Post by: Jim Fraser on July 10, 2016, 08:16:40 AM
Why all the agro over a simple question - Is your luggage insured.

Surely it was simply a warning to check your policy coverage. So why shoot the messanger.
Title: Re: Is your luggage insured?
Post by: JohnF on July 10, 2016, 10:46:51 AM
It wasn't a simple question.  It was suggesting that, on the basis of third hand information from a Tripadvisor posting, that hand luggage may not be covered by (in this case Tesco Bank) travel insurance.

Over the years CBF members have come to rely on this forum providing accurate information in respect of many aspects of living in Turkey, holidaying in Turkey and travelling to and from Turkey.  Some members are less "worldly" than others and when they read stuff like this will a) believe it and b) go on to propagate a completely misleading piece of information - they may even go so far as to change/cancel a Tesco policy.  That is the power of CBF.

It took two minutes to verify that this piece of third hand information, from a commercial forum, is nonsense.

It's no different to the "I read it on Facebook therefore it must be true" type of posts.

If you post gossip/rubbish/nonsense/Facebook rumours you are certainly not helping members...

JF

Title: Re: Is your luggage insured?
Post by: Scunner on July 10, 2016, 11:10:06 AM
I could add the word 'nonsense' to the swear filter if members like. I don't consider calling a post nonsense offensive, if you believe it is nonsense.

Remember the following

1. Adults
2. Discussion Forum
Title: Re: Is your luggage insured?
Post by: Toky on July 10, 2016, 11:41:01 AM
Maybe saying "that is not the case", has less of a dismissive, contemptuous  impact  when saying J's post was "nonsense". Just saying
Title: Re: Is your luggage insured?
Post by: Scunner on July 10, 2016, 11:46:10 AM
Because JH would never dismiss someone's post as 'nonsense' innit  ;)
Title: Re: Is your luggage insured?
Post by: Christie on July 10, 2016, 12:07:29 PM
This is why we always book speedy boarding on Easyjet so we get on the plane and ensure our hand luggage is stowed away in the lockers in front of us, where we can keep an eye on it.  What a horrible thing to happen.  Haven't actually checked our insurance but would imagine it would be covered - it is theft after all. 
Title: Re: Is your luggage insured?
Post by: Scunner on July 10, 2016, 12:16:00 PM
Can you imagine someone having the balls to take your bag and walk past you with it? It's a little reminder to be vigilant at this time. And to put a distinguishing mark on the luggage. My old ma-in-law always had a luminous pink sock tied to hers, bless her soul. Good idea now I have read this.

Title: Re: Is your luggage insured?
Post by: Colwyn on July 10, 2016, 12:17:46 PM
But that would mean I was walking about with only one sock. People would think that was odd.
Title: Re: Is your luggage insured?
Post by: Scunner on July 10, 2016, 12:25:34 PM
If you want to be cool, you could use a luminous green sock on the other foot.
Title: Re: Is your luggage insured?
Post by: Jacqui Harvey on July 10, 2016, 12:33:51 PM
It wasn't a simple question.  It was suggesting that, on the basis of third hand information from a Tripadvisor posting, that hand luggage may not be covered by (in this case Tesco Bank) travel insurance.

Over the years CBF members have come to rely on this forum providing accurate information in respect of many aspects of living in Turkey, holidaying in Turkey and travelling to and from Turkey.  Some members are less "worldly" than others and when they read stuff like this will a) believe it and b) go on to propagate a completely misleading piece of information - they may even go so far as to change/cancel a Tesco policy.  That is the power of CBF.

It took two minutes to verify that this piece of third hand information, from a commercial forum, is nonsense.

It's no different to the "I read it on Facebook therefore it must be true" type of posts.

If you post gossip/rubbish/nonsense/Facebook rumours you are certainly not helping members...

JF




The person in question had a Tesco's Everyday Value Insurance.  This requires an extra premium to insure personal  belongings in luggage.   This is why Tesco's will not pay them out.     Now, that seems like nonense to me..
However, it seems that if we read anything on a Forum say...T.A or CBF. Then we should not believe it because people who write on forums never tell the truth. 
I would also say that most people would not rush to cancel their insurance, they would check it out first.
Title: Re: Is your luggage insured?
Post by: Dennis Vint on July 10, 2016, 18:15:37 PM
Nonsense Scunner!!  You should put a sock in it!  Ha Ha!  ;D  ;D
Title: Re: Is your luggage insured?
Post by: KKOB on July 10, 2016, 18:41:43 PM
Yeah, sock off !
Title: Re: Is your luggage insured?
Post by: Scunner on July 10, 2016, 19:23:58 PM
Nonsense Scunner!!  You should put a sock in it!  Ha Ha!  ;D  ;D

Nonsense? I've never been so insulted  ;)
Title: Re: Is your luggage insured?
Post by: Ally B on July 10, 2016, 22:03:39 PM
Plenty time then.
Title: Re: Is your luggage insured?
Post by: davybill on July 11, 2016, 07:19:23 AM
Always carry a extra sock on the golf course in case I get a hole in one? OK
Ill get me coat.
Title: Re: Is your luggage insured?
Post by: Stuart T on July 11, 2016, 14:43:44 PM
Colwyn - you can't wear two odd socks.

You recently posted that you wanted to squash the rumour that you had mixingmetoeses.
Title: Re: Is your luggage insured?
Post by: marina on July 11, 2016, 15:08:06 PM
 ;D  oh dear Stuart, not sure if I dare to admit that made me laugh! 
Title: Re: Is your luggage insured?
Post by: Stuart T on July 11, 2016, 15:17:07 PM
Don't tell anyone else, Marina.

(It'll be our guilty secret).
Title: Re: Is your luggage insured?
Post by: WordBird on July 12, 2016, 13:56:37 PM
I checked mine and I am covered. Also I am covered for quad biking and spear fishing. But not cover for coming down a mountain on a luge.

Ah, but have you checked the small print in case it only covers you for doing both at the same time?