About a month ago I organised our travel insurance complete with two declared medical conditions for the present Mrs H and one declared medical condition for myself.
At that time I had a swelling on the middle finger of my left hand which I did not declare because I felt sure it would clear up before we left.
It hasn’t fully cleared up.
So I did as instructed on the policy, notified the insurance company and asked them to amend the policy accordingly. In my naivety I had expected the new disclosure to be merely noted or at worst would incur an additional premium.
Neither was the case. Not only was the new disclosure not covered but the original one was now considered null and void and I would not be covered for any Declared Medical Conditions.
Needless to say I am not a happy budgie.