sorry about that pressed the wrong button,if you read the nationwide website,and Read the ref cc01,it quite clearly states that flexaccount/cashcard holders(which it also states will become fron 9/10 cash card +)who do not upgrade to a flexiaccount visa debit account,will not be able to withdraw from outside the uk,seems pretty simple to me,i do not want a visa debit card,so i will have to make other arrangements