If you have an account with Norwich & Peterborough you'll have a letter from them coming through your door. The bank is being submerged under the Yorkshire Building Society and is proposing to close its current accounts by 31st August 2017. If so that is likely to be the end of the zero fee/zero load overseas cash facility. If the accounts are transferred to Yorkshire BS then they will start costing £3.75 to withdraw £100's worth of cash. Bloody Northerners! I don't think there is another debit card that offers as good a deal as N&P does today. I'll have to check out the best credit card alternatives, but the Santander Zero I got a few weeks ago isn't too bad.