We have been with L V Insurance for the past 2 yrs which covered my pre med conditions of Cancer treatment ,,high blood pressure our joint 12 months cover has been £138 ,
BUT due to my new problems of a tear in a spine disk and my very recent spinal Root Nerve Block treatment and my wifes irepairable ruptured shoulder tendon this jumped up to £405 12 months joint cover with LV ,, upon searches on the web others were around £410 - £560 12 months joint cover.
Good news we have joined nationwide recently and you get 12 months joint free cover .
BUT i declared ALL our pre med conditions AND only paid £115 top up.
WELL DONE nationwide [ who use uk medical insurance ].
im 68 wife is 66 by the way.
Give L V a call they may offer you a good deal.on pre med conditions
Ron