We opened a HSBC account in the UK and in Fethiye on our estate agents advice. The first payment we made was a transfer for £45,000 - we used our own bank, Barclays, to transfer the money to HSBC in Fethiye. Big mistake! My husband ticked the wrong box, and we were charged more than £250!!! I complained (big-time!) and they have just refunded us with £212 after a lot of fuss. The second payment was put through both HSBC accounts. No charge at this end, though when we cashed £1000 in October in Fethiye, they charged us £67! We tried to work out what this was for, but eventually gave up because of the language barrier. Must learn a bit more Turkish - financially, it will be woth it in the end!!