Bad rate there, no question. Mind you, I would be interested what Liverpool airports exchange rate is at the moment.
When we travelled over in June they were advertising 2.09, we got over 2.35 the day before off ICE which we found on moneysupermarket.
And, thanks to this forums members, all advised me to change most of my money in Turkey.
Even using my cashcard at hole in wall, I got 2.44.