As far as I know DASK is to remove the rubble and rebuild the "shell" - many think this is sufficient but you need sufficient and separate household cover policy to finish off properties with fixtures and fittings inc window frames, floor and wall coverings, kitchens, bathrooms, electrics, plumbing, painting etc.
We are currently checking everyone has given the Chair a copy of each of these 2 policies which is how the question arose re swimming pool which I take your point is a moot point in the event of an earthquake.
The Public Liability question is more interesting. We have a few owners who rent out. We are told that if a holiday maker or a tradesman is injured on our site even if it clearly through the neglect of one owner - the victim could take an action against all owners on a communal site as they are all jointly and severally liable?
Is it better to be over insured or under insured - who knows!
The tan - it has been a long hard few weeks - went on a 7 day cruise from Marmaris 2 weeks ago and the temperature here in Calis even reached 94 degrees on our roof terrace today - so I am bound to look like a Greek God :-)