The whole health insurance issue seems to be a minefield. I think SGK is more than 300 lira per month. Some policies given just to get residency status can be cheap, but maybe won't cover for much, and I have heard don't cover anything in the first year. SGK doesn't cover certain conditions, usually chronic, but depends what they class as chronic. Why not ask the Inspector who is a member on here, has an office in Calis also. Only heard very complimentary remarks about him and his advice.