Isn't this really the best thing that could happen, when one sits down & gives it the thought which the subject deserves ? Far better that this system is put into place now, than to have ever-ageing Ex-pats ,(from any nation), falling ill, or being injured, without the umbrella of insurance to rely upon. After all, anyone who is in their right mind, would never go on holiday to a foreign country without Holiday Insurance Cover, so why take up permanent residence abroad without adequate, or indeed, more than adequate protection ??