I will be 60 in 6mths, and i don't fancy travelling to Meis every 3mths to renew my visa, so it's easier to let the banks interest pay for it, i also need it for internet, my 21 year old son goes to Meis, if i go it's because i want to go, not because i have to go, never enjoyed being told what i have to do with my spare time, don't intend starting now. Alan