We used the Fethiye guy last week, he quoted the credit card rate instead of cash (2.49), but the rate he gave us was 2.41, however he tried the "give me 15 lira" trick. the rate worked out more like 2.37. When we queried it he gave us the 15 lira back. Just checked the nationwide flex statement drawn out same day, gave us 2.45. Avoid him at all costs.