Well, I sought further advice as a friend told me that as my car is only 10 months old I could invalidate the warranty by not having the repair done at the main dealers. I have just returned from the garage who have told me I am fully covered with the Kasco insurance, so it would have cost me over 1500tl, but I won't have to pay anything. Yes I expect my premiums will go up, but not by 1500tl, hopefully. I am booked in tomorrow, they will run me home when I drop the car off, and pick me up at teatime when they say it should be finished, thank you very much Hyundai :-)