I have a couple of UK accounts with Hsbc.I normaly use their ATMs in Fethiye.But I have never found the process to be free!I get charged 2% on withdrawals and they can be in any currency the machine dispences.The exchange rate at the time appears on my account.I did not find the hsbc plus account worthwhile once I became a resident here because most of the other benefits such as free travel insurance do not apply.So it is sometimes slightly better to withdraw in sterling and negotiate with the cash exchanges than it would be to withdraw in YTL.A small point here,Even after a number of attempts I have never found HSBC here to give the best interest rate for YTL savings accounts.Another negative I have experience with them is when the ATM eats your card as it did to mine on a saturday.They do not reload the ATM till cease business on the Monday at about 1800hrs.So beware on this.Good luck PS The atm at Calis is by the river bridge and is a touch sensitive one.As th booth faces into the sun most of the day it very often fails to work in the summer as it cannot feel the finger heat.
