Beware your jewellery value, as it's only a percentage of the contents, so if you have £10,000 contents I think the jewellery is only 10% which is £1,000.It's only insured if it's kept in a safe & not insured if you are wearing it, with some policies, so do check out what exactly you are insured for before taking out the policy. We have heard of people that have claimed for a flooded kitchen, local kitchen company quoted 3000tl and the insurance company offered 1900tl which was the amount of their excess.....