When we applied for SGK/Bagkur you had to have had a residency permit for 1 year with no breaks back to UK. Paper work was passport,RP, Nufus number. 1 form to fill in and in 1 persons name only (husband in our case) after 6 weeks we went back ,we had been accepted so we paid for the 6 weeks since applying ,as requested,and then added myelf as spouse to the insurance giving passport,RP and Nufus number and marriage certificate.The cost then was 250tl per month it has gone up to 285tl per month combined fee for both of us since.When we left the UK to retire here we sent back our Nat Insurance cards with a covering letter to say we were moving abroad permanently. We have never had any problems with Turkish Government Health Authority despite being told by ex pats we would have our insurance cancelled, payments refused and letters were forthcoming to us and we would have to pay back any money we had been allocated for medical treatment. Maybe we are lucky or maybe we followed the right procedure and also we did not come across the lady at the new SGK office, we dealt with a charming man at the old office.For us we are grateful for the assistance given us by the Turkish Government. We expected to have to pay medical insurance when we moved here but are suprised the cost is as low as it is and for us it works.I wonder what would happen if you were ever seriously ill here and had no insurance and not enough money to pay for the treatment needed. We think treatment would be refused and then what would you do if you were too ill to return to UK for assistance.We did a lot of research before we moved out here and it paid off. Some things have gone to plan and some have not but we love living here every day.