Calis Beach and Fethiye Turkey Discussion Forum

Information and Services in Turkey Section => Banks, Interest, Money Transfers, Insurance => Topic started by: Jacqui Harvey on November 06, 2016, 15:21:43 PM

Title: Tesco Bank Fraud
Post by: Jacqui Harvey on November 06, 2016, 15:21:43 PM
Anyone with an Account with Tesco may want to read this:-
http://www.bbc.co.uk/news/business-37888327
Title: Re: Tesco Bank Fraud
Post by: jamesuk on November 06, 2016, 15:40:05 PM
I don't bank with Tesco but I read it.Not good news at all for their customer. Surely Tesco are liable for this.?
Title: Re: Tesco Bank Fraud
Post by: Colwyn on November 06, 2016, 16:14:42 PM
Surely Tesco are liable for this.?
Did you think people would be blaming you?
Title: Re: Tesco Bank Fraud
Post by: KKOB on November 06, 2016, 16:22:38 PM
Did you think people would be blaming you?

Don't Colwyn. You'll give the poor lad a complex.  ;)
Title: Re: Tesco Bank Fraud
Post by: jamesuk on November 06, 2016, 16:32:14 PM
I don't bank with them or I would be worried. Just hope they get their money back and Tesco doesn't try to wriggle out of it.
Title: Re: Tesco Bank Fraud
Post by: Colwyn on November 06, 2016, 19:24:00 PM
Don't Colwyn. You'll give the poor lad a complex.   ;)
I don't think he does "complex".
Title: Re: Tesco Bank Fraud
Post by: jamesuk on November 06, 2016, 21:13:18 PM
I have a thick skin but some are just ignorant thickos No what I mean gents.  :)
Title: Re: Tesco Bank Fraud
Post by: Scunner on November 06, 2016, 21:21:43 PM
Seriously the last warning jamesuk - stop the illiterate insults or you will no longer be able to share your economic theories with us anymore.
Title: Re: Tesco Bank Fraud
Post by: Stuart T on November 06, 2016, 21:56:19 PM
r fink r no what u mean.

However, I'm not a mean gent

Title: Re: Tesco Bank Fraud
Post by: JohnF on November 06, 2016, 22:22:13 PM
Don't Colwyn. You'll give the poor lad a complex.    ;)
I don't think he does "complex".

Chortle, chortle.  Naw, reckon he doesn't.

JF
Title: Re: Tesco Bank Fraud
Post by: Colwyn on November 07, 2016, 10:16:16 AM
I doubt whether there are many CBF members who would be relying on this forum to help them with problems over Tesco accounts. But, just in case, here is a summary of Tesco's current position:

Tesco Bank has halted online payments for current account customers after money was taken from 20,000 accounts. The bank's chief executive Benny Higgins told the BBC he was "very hopeful" customers would be refunded within 24 hours. About 40,000 accounts saw suspicious transactions over the weekend, of which half had money taken, he said. Customers will still be able to use their cards for cash withdrawals, chip and pin payments, and bill payments. They can also use online banking, but cannot make online transactions until the situation is back under control.

So it looks like it may be inconvenient but no more than that.

As it happens, I do have a Tesco account, but since the balance stands at £0.01, and since I use different security details for each of my banks, I shan't worry too much about being hacked. (It only has one penny in it because it is a remnant from the days when Tesco offered a useful interest rate).

http://www.bbc.co.uk/news/business-37891742 (http://www.bbc.co.uk/news/business-37891742)

Title: Re: Tesco Bank Fraud
Post by: Jacqui Harvey on November 07, 2016, 10:38:28 AM
Fingers crossed, Alan feels it will be only be an inconvenience for him.
I am sure Tesco will refund him, before his coal arrives.  It is quite cold in Scotland at the moment.

Quote...
Alan Baxter from Berwick-upon-Tweed said he had lost £600, leaving him with just £21.88 in the bank.
He said: "Tesco said they couldn't offer me emergency funds but would offer £25 as a goodwill gesture.
"I've got food and petrol to pay for. I have a delivery of coal coming tomorrow for our coal-fired heater and I won't be able to pay."
Title: Re: Tesco Bank Fraud
Post by: Colwyn on November 07, 2016, 10:55:56 AM
Alan will no doubt be pleased that he can make card payments for food and petrol. Also coal if the merchant has this facility.
Title: Re: Tesco Bank Fraud
Post by: Jacqui Harvey on November 07, 2016, 10:58:03 AM
Perhaps Alan does not have a credit card?  Fingers crossed again that he does. 
Title: Re: Tesco Bank Fraud
Post by: Colwyn on November 07, 2016, 11:10:16 AM
Perhaps Alan does not have a credit card?  Fingers crossed again that he does.
So he can use his debit card. Or write a cheque. Or draw money from an ATM.
Title: Re: Tesco Bank Fraud
Post by: kevin3 on November 07, 2016, 12:21:42 PM





                       Or freeze to death.
Title: Re: Tesco Bank Fraud
Post by: Colwyn on November 07, 2016, 13:11:19 PM
Now, now, Kevin. Don't you start inflating this problem as well.
Title: Re: Tesco Bank Fraud
Post by: Colwyn on November 07, 2016, 13:33:01 PM
I logged on to Tesco Bank to see how it was doing. To my surprise I found that I had £1.36 more in my savings account than I thought. I had an end-of-year bonus interest payment 3 years ago that I had overlooked. So I transferred the extra into my Santander current account. Three minutes later it was there.
Title: Re: Tesco Bank Fraud
Post by: kevin3 on November 07, 2016, 14:03:04 PM

   Colwyn

   You've got money to burn, send some to Alan until he gets some coal.     :)
Title: Re: Tesco Bank Fraud
Post by: stoop on November 07, 2016, 17:45:20 PM
Alan put all his eggs in one basket.
Someone knocked the basket over and broke most of his eggs.
Don't put all your eggs in one basket.
Don't be like Alan  ;)

On a serious note - we have a few accounts with them but not a current account. Checked all of them and our money is still there. However if anyone wants to take money from our Tesco credit card balance they are more than welcome  ;)
Title: Re: Tesco Bank Fraud
Post by: Scunner on November 07, 2016, 18:01:52 PM
Who banks with a supermarket anyway? Must go, I'm off to HSBC to get some potatoes
Title: Re: Tesco Bank Fraud
Post by: Colwyn on November 07, 2016, 18:33:17 PM
But Tesco Bank was a joint project with Royal Bank of Scotland and surely RBS is a trustworthy guarantor of financial responsibility and probity ... oh, ahh, err ... I see what you mean.
Title: Re: Tesco Bank Fraud
Post by: Jacqui Harvey on November 07, 2016, 18:38:34 PM
There has been a piece on our T.V tonight with people who have had their money stolen saying that they are waiting hours to get through to Tesco on the phone.
No use using a Debit Card unless you have funds in the Bank (or an overdraft) also not a lot of businesses will not accept cheques these days, since the Banks stopped guaranteeing them.
Title: Re: Tesco Bank Fraud
Post by: Karennina on November 07, 2016, 19:46:19 PM
3 of us in our household have Tesco current accounts simply to get the 3% interest.
I have checked all our accounts and all are as they should be thank goodness...
Very worrying though how this has actually happened...
Title: Re: Tesco Bank Fraud
Post by: stoop on November 08, 2016, 16:50:07 PM
The only reason we have Tesco accounts is because it's local and much easier than going to Santander, which is in York centre. We can pop into Tesco, bank our funds and then simply transfer it to our Santander account.

We also have one of the old Clubcard Plus accounts which we use for shopping. It's loaded up every month and we spend on it at Tesco.
Title: Re: Tesco Bank Fraud
Post by: KKOB on November 08, 2016, 17:00:31 PM
The only reason we have Tesco accounts is because it's local and much easier than going to Santander, which is in York centre. We can pop into Tesco, bank our funds and then simply transfer it to our Santander account.

We also have one of the old Clubcard Plus accounts which we use for shopping. It's loaded up every month and we spend on it at Tesco.

Same for us. Santander & HSBC are 15 miles away in a Pedestrian Precinct with £3 parking. Tesco is just 3 miles away.
Title: Re: Tesco Bank Fraud
Post by: Colwyn on November 08, 2016, 17:11:26 PM
Stoop & KKOB. How have you done with the hacking?
Title: Re: Tesco Bank Fraud
Post by: KKOB on November 08, 2016, 18:25:16 PM
Si le dijimos, tendríamos que matarte.   ;)
Title: Re: Tesco Bank Fraud
Post by: Colwyn on November 08, 2016, 18:33:05 PM
Oh, you bank with El Tesco then.
Title: Re: Tesco Bank Fraud
Post by: Stuart T on November 08, 2016, 18:54:36 PM
........and I'm too young to die.
Title: Re: Tesco Bank Fraud
Post by: stoop on November 09, 2016, 14:57:48 PM
Stoop & KKOB. How have you done with the hacking?

All ok with our accounts. They are savings rather than current ones though. I think that was the main type hit.
Title: Re: Tesco Bank Fraud
Post by: Colwyn on November 09, 2016, 15:14:39 PM
That's good. Yes, my savings account was also fine. Tesco have announced that the current accounts are also operating properly now.
Title: Re: Tesco Bank Fraud
Post by: kevin3 on November 09, 2016, 15:36:53 PM


  An item on the news not long ago said Tesco were having to pay out £ 2-5 million to customers.
Title: Re: Tesco Bank Fraud
Post by: kevin3 on November 09, 2016, 16:03:26 PM



                   And Alans coal is on the way.     ;)
Title: Re: Tesco Bank Fraud
Post by: Colwyn on November 09, 2016, 16:21:35 PM
Got to say I am a bit dubious about this Alan chap. Three and half years ago he was railing against Tesco for (allegedly) having damaged his car engine by selling him tainted diesel. He said he was writing to the local press about it, later he said he had contacted the national press who were interested in his story, then he said he was instructing his solicitor to take Tesco to court. I find it a little odd that, three years on, he is banking with Tesco. Perhaps it is the only bank in Berwick-in-Tweed. Still he did get his photo into a lot of papers.
Title: Re: Tesco Bank Fraud
Post by: KKOB on November 09, 2016, 16:39:31 PM
I wonder how long he's been practising that sad face ?

(http://ichef.bbci.co.uk/news/624/cpsprodpb/11EE9/production/_92294437_alanbaxtertescobank.jpg)
Title: Re: Tesco Bank Fraud
Post by: Jacqui Harvey on November 09, 2016, 18:30:08 PM
He looks like Rab C.Nesbitt.