Gunlukbasi is not a good comparator to Uzumlu as it is adjacent to both Fethiye & Calis and can be reached on foot or other modes of transport, including a regular Dolmus service in a few minutes.
Another bad comparator would have been Oludeniz or Hisaranu both of which have several ATM's. Obviously, here the local traders have seen the advantage of casn being freely obtained and spent in their locality.
Trying to compare facilities in the UK to here is also a bad comparator as here it is a cash society, cheques or plastic wil not often suffice, hard cash is usually required.
As far as ATM's are concerned unlike in the UK they are not only used for withdrawing cash, but have other functions as well, i.e. transferring money between accounts, depositing cash money and also foreign cash exchange at the same rate as on the internet, which is the best rate.
The Turkish people appear to be adept in the use of ATM's, if you have waited for them to complete their transactions you will know what I mean. The local people of Uzumlu and expats would be able to use these facilities without the long trek into Fethiye, surely this must be an advantage.
I have approached the HSBC manager to enquire it it would be worthwhile for an ATM to be sited in Uzumlu, he is going to contact the municipality for their approval. He will let me know within 10 days.
This may be low on some people's priorities but may be obtainable, unlike poor water, electricity, roads etc which are high priorities but due the infrastructure and ever increasing population may be difficult to obtain, without a large injection of money.