Author Topic: Foreign ATMs - The Rules  (Read 3777 times)

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Offline KKOB

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Foreign ATMs - The Rules
« on: February 10, 2014, 10:03:17 AM »



Offline Lorraine

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Re: Foreign ATMs - The Rules
« Reply #1 on: February 11, 2014, 14:19:33 PM »
Good advice.

On same thread, does anyone know if you are charged for withdrawing "foreign " currency from atm machines in Turkey, for example there are some that say you can withdraw, pounds, euros etc, if you use a UK bank card to withdraw pounds, is there a charge?

Offline LeeGlo

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Re: Foreign ATMs - The Rules
« Reply #2 on: February 11, 2014, 14:31:19 PM »
I think it depends on who you bank with in the UK and what type of account you have. Some charge even for drawing sterling abroad and others take a fee for using ATM, some do not charge at all.

Offline Diverbaz 1

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Re: Foreign ATMs - The Rules
« Reply #3 on: February 11, 2014, 14:32:18 PM »
I have never paid a charge for withdrawing sterling (every month) at HSBC in the 6 years I have been here.

Offline Marggie

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Re: Foreign ATMs - The Rules
« Reply #4 on: February 11, 2014, 15:15:09 PM »
Who is your account with?  If I withdraw sterling at HSBC with my UK HSBC Debit Card I am charged a percentage and a withdrawal fee.  On the other hand if I withdraw sterling with my Nationwide Debit Card there are no charges.

Offline DonM

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Re: Foreign ATMs - The Rules
« Reply #5 on: February 11, 2014, 15:35:45 PM »
I've been drawing sterling from HSBC ATM's in Turkey for the last ten years. Using a barclays debit card I've never been charged any commission/handling fees.

DonM

Offline Somerset Simon

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Re: Foreign ATMs - The Rules
« Reply #6 on: February 11, 2014, 16:42:23 PM »
I always draw sterling from the HSBC cash points and then change locally, never been charged any fee or commusson, we have HSBC advance account.

Offline Lorraine

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Re: Foreign ATMs - The Rules
« Reply #7 on: February 12, 2014, 13:20:33 PM »
I have a nationwide debit card. Next time I am back I will withdraw sterling with it and see if I am charged. If there is no charge, then it is much better to withdraw sterling & change it myself rather than paying the commission and withdrawal fee. Thanks for the info.

Offline LeeGlo

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Re: Foreign ATMs - The Rules
« Reply #8 on: February 12, 2014, 17:24:09 PM »
Lorraine, if your Nationwide account is a Flex account then you won't be charged to withdraw sterling in Turkey.

Offline thebillet

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Re: Foreign ATMs - The Rules
« Reply #9 on: February 12, 2014, 17:43:58 PM »
I tried withdrawing Sterling at HSBC in Fethiye, with my Halifax card they charged me £1.50 with Santander card no charge. I also used the TEB by the Otogar and no charge using Santander there for Sterling withdrawal. Slightly off topic but I thought some advice from a friend is worth sharing, he said always try and use an ATM at a bank during opening hours as an armed guard near by tends to deter scammers etc.




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