Calis Beach and Fethiye Turkey Discussion Forum
Calis Beach Forum => Expat & Property Owners Q and A Forum => Topic started by: sue mac on October 22, 2015, 12:30:15 PM
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My neighbour has asked me to help her publicise and highlight a devastating position she has found herself in, and is actually one of three that has come to light in the past 12 months on our complex. We know for a fact that there is one more on the complex, and all owners are currently in the process of visiting the TAPU office in Fethiye next to the Migros.
The properties on our complex in Ovacik were built by Nicholas Homes in 2004. Most of us have owned the properties for the past 10 years with TAPUS in our names. All would appear well and we have spent numerous holidays in the sunshine, in our lovely properties that we have sunk our life savings into.
The dream is now turning into a nightmare for some. Within the last 12 months we have discovered that 3 of the properties have had loans raised against the properties, whilst (as Scunner pointed out in my previous thread) the properties where in the hands of "power of attorney". All set up by Nicholas Homes. these loans are not a few thousand, not even a few tens of thousands. The debts are HUGE. So much so, that for two of the owners, they have simply had to walk away, leaving behind their beautiful villas, only for them to be sold off at auction to some "lucky" buyer, who has picked up a bargain.
This is outrageous...and according to our neighbour who has received information from the bank and other sources this weekend, the debt runs into millions. We know for a fact that there is one more poor unsuspecting owner on our complex about to get a massive shock sometime soon......and god only knows how many more in the Ovacik, Hisaronu, Calis and Fethiye areas.
The reason for this post is to highlight this awful crime, and advise ANYBODY THAT HAS HAD PROPERTY BUILT AND PURCHASED THROUGH NICHOLAS HOMES, TO IMMEDIATELY GET YOUR TAPU CHECKED FOR ANY LOANS REGISTERED AGAINST IT. It does not matter if your tapu is in your names, if it is the official red colour, and if it has the official stamp on it. IT COULD STILL HAVE BEEN USED TO SECURE A LOAN AND YOU MAY HAVE A PROPERTY WITH A MASSIVE DEBT ATTACHED TO IT, WHICH AT ANY POINT YOUR PROPERTY COULD BE GOING UP FOR AUCTION!!! Imagine turning up at your "home in the sunshine" only to find it has been sold and new owners sitting around your pool, sleeping in your beds and eating at your table. THIS IS FACT, AND IT IS ALL COMING TO LIGHT NOW!!!!
My neighbour has just spent 4 days in a whirlwind of upset in Ovacik and at banks and tapu office in Fethiye. She is now home trying to sort out a mortgage and has asked me to help her get this publicised. We NEED TO KNOW OF ANYBODY ELSE that finds themselves in this position, as the more people that this comes to light with, the better chance of fighting and bringing this crime to light and to the courts.....so if anybody can help in any way, whatsoever, please contact me. If anybody else is in the same position, please contact me and I will pass your details onto my neighbour so that you can form a group.....PLEASE HELP US....(sorry for capitals but I need to make myself heard!!!) Thank you for reading, and I can only hope that EVERYBODY takes this post seriously. If you had seen my neighbour this weekend you would understand how upsetting and frustrating and devastating this is. Scunner,if you can help us in anyway, please can you advise, many thanks...
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The first thing the owners should do is (collectively) seek competent and experienced legal advice. In this instance, Sule Beder (http://www.sulebeder.av.tr/) would be my first stop as I believe she has had dealings with Nicholas Group owners before.
Unfortunately, it may be that damage limitation is the only course of action - if an owner accepted (albeit by POA) a Tapu with a debt, it appears from past cases involving builders/developers that the Turkish courts see no crime, or indeed liability. Guilt and remorse are two emotions that many, who made millions of lira during the boom time, are bereft of.
JF
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Good Luck Sue and hopefully some Justice
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Shared your post on my Facebook timeline Sue.
Happy for you but so sorry for those caught out by this scam...
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Nichola thank you for your help...I will pass any info I get onto my neighbour. xxxx
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Copying the page address above onto Facebook and asking people to share it can be quite effective.
Also search for the news desks for each of the U.K. National newspapers - and send them the story- even if only one runs the story it will get awareness out there.
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Keith, is this expat section of the forum available to view by non members of CBF?
If not I can let people know they need to join to view and take part in the discussion.
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John thank you for your help and advice...x Ive passed it on to my friend..x
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thanks scunner...x
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Anyone can read it Nichola, there's no need to join to do so. There are currently 38 non-members reading this page.
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I wasn't logged in Nicila but read it following your facebook link so should be ok
Sue, glad you are not affected but si sorrh for your neighbour. I sincerely hope all those affected get the justice they deserve
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Have also shared on my Facebook page - the more that people hear about it, the wider the berth they may give this company. And any awareness about the cons of buying abroad may save some poor soul the same agony.
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Oh and I cannot recommend Şule enough.
She may be more expensive but personal experience has taught me she is worth every extra kuruş. That woman does not like to lose!
But she will also be up front with your neighbour - if she doesn't think the case is winnable, she will say so at the outset.
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The other possible route to devastation Olga mentioned the other day is that if you have a property and an uncancelled Power of Attorney, even 10 years + later, the person who took POA can quite possibly walk straight into a bank and take out a massive loan - using your property as security.
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I'll copy and paste it to my timeline with a link to here as well.
Bloody sharks!
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Im so sorry to hear about your friends Sue this is truly despicable...
I have a Nhicolas home and am not sure whether to take my Tapu and have it checked, i dont know if i want to know or is that burying my head in the sand?
Very worried indeed.
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Oh and I cannot recommend Şule enough.
Presumably you meant "CAN recommend" Sule Methol.
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Karen one day you will possibly find out - horrible as a trip to the Deeds office must be, you need to remove all doubt. I am not aware of any instances on your complex (to date).
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Here is the link to the topic that preceded this with information about how to check if your Tapu is debt free.
http://www.calis-beach.co.uk/forum/index.php?topic=59396.0;topicseen
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...and also how they manage to secure a loan on your property.
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Hi Scunner, how can a person check if their Power of Attorney is cancelled?
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Just pop into the notary - you may need an interpreter but they are easily found
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Nothing useful I can add to this very sad and concerning post, but as my old man would have said if he had seen this ..... horse whipping and hanging would be too good good for these b*****ds, but it would be a good start!! >:( >:( >:(
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I seem to remember that in 2004 in Ovacik there were 2 major developers Nicholas and Hanel House
I wonder if this sort of thing could happen with Hanel, as we bought our villa through them. Any thoughts?
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For all their faults, I think Hanel were always cash rich and diversified into other areas like Jewellery and petrol stations. I can't imagine them needing a loan to be honest.
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But they did build on forestry land and those houses behind the ovacik petrol station were confiscated if I remember rightly...
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Ok many thanks Keith i think i will go tomorrow i only have a photocopy of my tapu here will that be ok and which office please do you have to go to, iv only been to pay my council tax before...
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I think photocopy is fine Karen - good luck, I think you'll be fine and can buy me a celebrational drink in Bella mammas tomorrow's night ;)
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I can only add that Sule is the best lawyer for this. She may not be the cheapest but she is the best and does "what it says on the can". I might add that she is also honest and if she can't help you she will say so, so you do not end up spending money for nothing.
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Great response, thanks all.... and yes, they will accept photocopy as we took one for our friend, and they were happy to give me the information based on a photocopy of the tapu.
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I do hope so not just for me but all the other owners on our complex...i would love to buy you all a drink Keith but im going home tonight...could do without having to do this on my last day but cant be stewing over it all winter...
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How did you get on Karennina? Hopefully positive.
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Hi all yes thank goodness my tapu is clear...the chap said before anyone said anything ( there were three of us all from separate Nicholas places ) Nicholas Homes...
This is totally despicable what they have done and whilst all three of us were kucky today i so feel for the ones that are not..
Surely there has to be some ' punishment' for this to Nicholas Turkey or no Turkey...
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Hanel, owned by Ozyer family, were into jewellery and earlier into money exchange, long before property. They are also into hotels and dare I say it, politics. Hasan Ozyer is the candidate for AK party for Fethiye for the upcoming elections. He has stood before, but for a different party.
They own Lykia World, Asena beach and village, and also hotel(s?) in Antalya, all hotels, holiday complexes under the Liberty hotel name now.They have also purchased Seketur hotel ,and I believe other properties in Calis, so are the people responsible for the work being undertaken at the back of Seketur, as they also purchased that land. I heard they are also the buyers of Letoon hotel, but don't know if correct, but I would not be surprised.They are reputed to have bought the large house next to this hotel. And Ceren? Who knows, but certainly a lot of change in Calis I think.
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We'll be getting our Tapu checked when we're out next week. I know the Deed Office has been mentioned as being next to Migros. Is this the office where you pay Council Tax?
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The Tapu office is on the first floor of the building the other side of the car park to the Belediye Office.If you come down the stairs from paying your council tax its the building straight in front of you.
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Many thanks
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Went to the Tapu office today. Thankfully no debt or mortgage against our property. As soon as I asked to check the Tapu, they said Nicholas, so obviously a big problem in the area.
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Surely there has to be some ' punishment' for this to Nicholas Turkey or no Turkey...
Unfortunately the way the courts look at it is that the buyer accepted (bought) a property with the full knowledge that there was a debt attached. The fact the debt was concealed from them, by their POA holder, is irrelevant.
Ultimately it was theft, plain and simple - but a theft where the perpetrators are unlikely to ever see the inside of a court over. More's the pity.
JF
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Unbelievable!! I can't get my head round the fact that they can get away with this when EVERYBODY knows what's going on and by whom. Most certainly it's betrayal and theft on a huge scale. I feel achingly sorry for all those victims who have been destroyed by this incredible injustice, crime does appear to pay. >:(
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I cant understand how it does not come to light sooner. Do these ba..ards take out a loan against your property then just not pay it back. If so how come the banks wait so long before trying to recover their losses. I also fail to see how the banks allow it to go on because they then have the hassle of trying to re cover the loss. How it could not be illegaland traceable back to NH now NG is unbelievable.
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Do these ba..ards take out a loan against your property then just not pay it back. If so how come the banks wait so long before trying to recover their losses.
One case I know of, (not in Fethiye) what they'd done was put up the deeds to several properties (at an agreed value for each property) as security against bank borrowing. It was several years down the line before the bank decided that they weren't going to see their money so they forced the sale (at auction) of all the properties they had security over.
Often it'll take a long time before the bank goes down this route because ultimately they'll recover less than what is actually owed, it's their last resort really.
JF
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In the case of mine that went to auction last year it's seems that most of you are just about touching on the right points
The banks did hold the deeds with loans against our apartment and many more it only seem to concern the banks when the ex mayor didn't become the mayor for a second term, so even there turkish community decided enough is enough.
On what we were told off the record that the loans were never going to be paid so owners like ourselves were hit with the sad news that many other owners are receiving now and unfortunately most probably more to come
I know it been said in other sites but please if you haven't check your tapu do so don't bury your head in the sand hopefully most will be ok but on NH & NG track records you can never tell
Also would like to add one last thing if you haven't seen it before when we went to auction as we was lucky enough to be able to do this BE VERY CAREFUL as the other bidders at the bank worked for the bank and drove the costs up by a extra 10 grand.
So we know of another owner who didn't bid but just waited and got it for the outstanding debt
Hopefully most you will get the news you all deserve and not the stress and heartache we didn't expect when buying our properties from such a crooked company
GOOD LUCK to you all !!
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Hanel, owned by Ozyer family, were into jewellery and earlier into money exchange, long before property. They are also into hotels and dare I say it, politics. Hasan Ozyer is the candidate for AK party for Fethiye for the upcoming elections. He has stood before, but for a different party.
They own Lykia World, Asena beach and village, and also hotel(s?) in Antalya, all hotels, holiday complexes under the Liberty hotel name now.They have also purchased Seketur hotel ,and I believe other properties in Calis, so are the people responsible for the work being undertaken at the back of Seketur, as they also purchased that land. I heard they are also the buyers of Letoon hotel, but don't know if correct, but I would not be surprised.They are reputed to have bought the large house next to this hotel. And Ceren? Who knows, but certainly a lot of change in Calis I think.
They are another bunch of lying twisted corrupt b*****ds....Hanel ! dirty scum!