Tribalelder - we had exactly the same experience with Abbey a couple of months ago. We paid a £25 transfer charge - which we were expecting, fine. Sterling account UK to sterling account Fethiye (Yapi), when the funds arrived they were £40 short......reason - no one could tell us. It appears that Yapi tell Abbey to route via Barclays (why ?) and the charge was from Barclays. We write to barclays - after two months we have a letter saying, they don't know why the charge was taken, but made no effort to reimburse us. [xx(]