Oh what a mean spirited set of posts about how hard it was for you and the kids today have it easy and don't know they are born. It is always tough starting off in the world and getting on the housing ladder... the difference is that today it is much harder.
Remember you were part of the generation that by large enjoyed full employment, with plenty of 'good jobs' amongst that full employment where most enjoyed sick pay, pensions, regular hours of work, where the wage rates were increasing in both real and inflationary terms not as today where real wage rates have fallen, you also enjoyed tax relief on your mortgages, indeed you enjoyed greater mortgage choice/options, people entered the property owning via a hugely discounted council house sale, there was also more house building going on so at least supply was keeping up with demand, there was not the golden generation of people (like you) who have benefited from housing equity to be able to buy up properties for buy to rent market driving up house prices even more and adding to the low level of supply problems.
Come on take the rose tinted specs off about how tough it was for us and how undeserving the young are today. How would you get on in say London or South East (or indeed any other housing hot-spot in the country) on average national wage £26,000 (and there are many on much less than this), get together enough to make a deposit (whislt you are trying to exist not live as many do today) and a obtain a large enough mortgage to buy a property where the average starter home price (flat or if very lucky a small house) is in the £200,000+ mark. I know I couldn't do it today, particularly if I was employed in one of the causualised jobs that are only available today.
Shame on you for not seeing how hard it is for the young today, and shame on Osborne for doing little or nothing about it either!!