i have a monthly saver with finans and a daily account that the direct debit for electricity bills come out of . i am thinking of transfering some from the monthly to the daily , so i have some money in for when electricity bills are taken out . also it will save me queing up for ages in the bank to put money in the daily account . ive heard the if ou dont take the money from the monthly account on a certain day of the month , then you will loose the interest for that particular month . So do i need to transfer the money between my accounts on the actual day that the interest is paid , as ive noticed that one month its the 20th then month after its 21st then 23rd etc . thanks