Amanda - hi - I thought as I was the only one that knew what I meant at the beginning - but slowly we got there!
I don't like leaving things to chance and if there was a specific "Buildings Insurance Policy" that covered the structure / communal areas / pool etc
at a reasonable price and with a reasonable excess - then I would be interested.
I know my DASK will cover a potential disaster - I know my own policy will cover MY walls etc but all complex owners have a vested interest to protect their investment by maintaining overall standards - not just their own.
I also know this might be more difficult in some complexes but as we currently have 100% UK ownership maybe it would be easier.
Ian