Went on-line and got a very reasonable quote even with declared medical conditions.
Then, just to be sure we contacted Staysure to advise them that the present Mrs H is awaiting an operation (not life threatening)
I was astounded to be told categorically that because of the operation Staysure would not cover Brenda for her declared medical conditions !!!!!!!!!!!!!
I asked the fellow if Staysure would not insurance the possibly hundreds of thousands of people who are awaiting operations to which he replied "correct".
So be very careful when deciding on your travel insurance.