quote:
Originally posted by tribalelder
Hi Gary Interested to know who are these banks and what are the rates?I thought Alper's rates seemed on a par. Are these other banks more risky.? 
Hi Brian
One of are accounts is with Denisbank the branch is out of town the manager can offer you a better rate to get your custom as it looks good on his books we get 1% better than alper is offering and thats on 35 days not 6 weeks as some accounts.
we still draw from the local branch thats if we have all day to queue so there is no more risk than any where else not unless the banks go down like a few years ago then the only compensation is the 50,000ytl regardless of what moneys you have above this figure so be warned you don't get somthing for nothing, lucky the ytl is pretty stable @ this moment and has been for a while.
as you are guaranteed up to 50,000 ytl and if you can not afford to take a gamble it would be better to take lower intrest but open various accounts a round town. the banks say that would never happen again, the gamble is yours somthing to think about
of course there is a lot more to it
and yes you will find that bank staff out in the sticks speak english as well (This is directed at the people who think they should anyway)
