Ive just bought an annual (european) family policy with:
http://www.simpletravelinsurance.comThis is one of the Which magazine's best buys. I was interested in this one because Which said in their reports that they don't automatically not include pre-existing medical conditions. The policy is for 31 days holiday duration at a time. You can pay more for 45 days cover at a time if required. Europe includes Turkey and Egypt and various other countries referred to in their policy. This was good for me as we are shortly going to Egypt for a week.
I didn't include baggage cover as we have this on our household policy but it was only another £7.00 or so if you need it. They also have a 'plus' policy with more cover if required.
The premium for the whole family for the year is £39.97 and they included Paul's medical conditions with no extra charge!
I think this is a bargain - do check it out and read the terms to see if it suits you and if you have any medical conditions I would suggest you always ring the medical helpline number first to see if the conditions are covered BEFORE taking out the policy.