We did this Dec 04 and it was brilliant,never thought about insurance though, if you are into this sort of thing and are visiting Auckland, there was another brilliant power boat ride around Auckland Bay, They had two big RIB's, one had two 200 horse outboards and a slightly bigger boat with three engines, we went on twice as it was that good especially as the sea was slightly choppy.Also in Queenstown was a downhill sledge ride which you control the speed , so could go as fast or slow as you wanted,Enjoy !
