Calis Beach and Fethiye Turkey Discussion Forum

Information and Services in Turkey Section => Banks, Interest, Money Transfers, Insurance => Topic started by: Fran on July 04, 2006, 17:55:36 PM

Title: House Insurance
Post by: Fran on July 04, 2006, 17:55:36 PM: We have just received a renewal quote for our earthquake/building/contents insurance. The quote is 524YTL. This is for a three bedroom/2 bathroom duplex apt.
Does this seem a reasonable amount to pay.

Thanks Fran :)
Title: House Insurance
Post by: loz on July 04, 2006, 18:28:02 PM: 3bed, 2 bath villa, contents, accidental damage, neighbour liability, fire & flood cover, 100,000TL extra earthquake ins, 307TL for the year. plus 100TL for the Dask ins.

Sorry quoted the wrong figures just checked them again and amended, they are still good though.)
Title: House Insurance
Post by: BabaYard on July 04, 2006, 19:33:44 PM: Loz, you didn't say where you got your insurance?
Title: House Insurance
Post by: loz on July 04, 2006, 19:41:39 PM: oh dear sorry, Aviva sigorta, part of the commercial union group. they are based near to the cinema in Fethiye above the florist. always send out reminders too, either by post email or phone. all policies in English aswell as Turkish.

Medical ins 1078TL for the year for 2. I cant say if this is good or bad as never had to use it.
Title: House Insurance
Post by: BabaYard on July 04, 2006, 19:44:18 PM: Thanks Loz, I think I'll use them next time.. Garanti charged me double that!!!
Title: House Insurance
Post by: philrose on July 05, 2006, 06:32:45 AM: quote:
Originally posted by BabaYard

Thanks Loz, I think I'll use them next time.. Garanti charged me double that!!!

We had insurance with Garanti when we first bought our place, and found out it was far too expensive, changed it the following year and halved the cost:D
Title: House Insurance
Post by: legless on July 05, 2006, 06:57:27 AM: Try AXA in Fethiye
Ron
Title: House Insurance
Post by: bee on July 05, 2006, 08:22:27 AM: Hi ,all just to confirm then, the cost of earthquake ,builings contents and dask for a 3 bed 2 bath villa would be apprx how much for the year, thanx Bee
Title: House Insurance
Post by: Sinbad on July 06, 2006, 08:18:26 AM: The price will depend on the property size, cost, where and periods it is empty. For contents it is the same as the UK - you get various levels of service (Gold, silver etc)
Most banks will sort it for you. We keep ours with the bank as it makes automatic renewal easy for us - maybe later we will spend valuable holiday time shopping for a cheaper quote but for what the bank charged I don't believe any saving made would be justified at present!
Title: House Insurance
Post by: Smiler1 on July 06, 2006, 09:24:34 AM: I paid £50 for my contents insurance and £188 for my Buildings/Earthquake etc. That was for a 4 bed semi detached villa. I had that was reasonable at the time.
Title: House Insurance
Post by: puma on July 06, 2006, 12:34:21 PM: smiler1 who is your insurance people that must be the cheapest
Title: House Insurance
Post by: Smiler1 on July 06, 2006, 15:20:57 PM: Am I allowed to put the company/broker on here?
Also bear in mind thats Stirling and not YTL
Title: House Insurance
Post by: Dippey on July 06, 2006, 15:45:44 PM: YES.
Title: House Insurance
Post by: Smiler1 on July 06, 2006, 16:03:21 PM: Roger Lewis.

Contact for home & business:

Tel: England 0044 (0)790 9760309
Tel: Turkey 0090 (0)536 2144396

Email: rogerlewis@sovereigntele.com

(If you could mention that Gary reccommended him please)
Title: House Insurance
Post by: kenkay on July 06, 2006, 22:35:34 PM: We insured for our first year with AXA in Fethiye and it was a total off £188 for £70K buildings and £5K contents. We had no DASK as we did not know about it. My problems started about two weeks fefore it ran out in January 2006 as I could not get a reply from them by E Mail. I sent loads to the Fethiye branch and even got their Istambul number off the net but still no response. Consequently we were not insured from Jan to early May. Luckily there were no problems.
This time we renewed with Garanti who were running "promotional offers". DASK 100.2 YTL, Buildings and contents 233.8 YTL. This will be renewed automatically unless we stop it although we have authorise the DASK to be taken from our account. It will be intereting to see if they try to bump it up "now that they have got us on board".
Ken & Sue :) :)
Title: House Insurance
Post by: loz on July 06, 2006, 23:30:44 PM: quote:
Originally posted by loz

3bed, 2 bath villa, contents, accidental damage, neighbour liability, fire & flood cover, 100,000TL extra earthquake ins, 307TL for the year. plus 100TL for the Dask ins.

That would work out approx the same as my insurance above, except that I took out the extra 100,000TL earthquake cover due to the Dask ins only cover upto a max of 41,000TL.
Title: House Insurance
Post by: BabaYard on July 07, 2006, 08:15:15 AM: Hi Ken and Sue. In my experience, all insurance companies 'buy' business to compete but they will put your insurance up next year. Garanti added another 15% this year. I'm going to shop around for next year. Many thanks to those who have given useful advice.
Title: House Insurance
Post by: puma on July 07, 2006, 10:03:34 AM: thanks smiler for the phone no
Title: House Insurance
Post by: Liz 101 on July 07, 2006, 12:05:19 PM: For info, the old AXA office near Gima is no more, AXA are now within the new Renault dealership on the Gunlukbasi road. Asli, their agent speaks excellent English.
Title: House Insurance
Post by: Smiler1 on July 07, 2006, 13:19:09 PM: quote:
Originally posted by Liz 101

For info, the old AXA office near Gima is no more, AXA are now within the new Renault dealership on the Gunlukbasi road. Asli, their agent speaks excellent English.

Is that Asli Ozden?
Title: House Insurance
Post by: c1 on July 08, 2006, 10:38:24 AM: extra 100,000tl approx 34k sterling ? is this enought to clear a site and rebuild a villa?
Title: House Insurance
Post by: Liz 101 on July 08, 2006, 11:08:27 AM: Is that Asli Ozden?
[/quote]

Not sure, as I can't find her card at the mom, but if it helps, a couple of years ago Asli was aftersales at Anatolian Estate Agency in Fethiye