Calis Beach and Fethiye Turkey Discussion Forum

Calis Beach Forum => Calis Beach Questions and Information => Topic started by: stoop on January 03, 2008, 23:07:41 PM

Title: House Insurance
Post by: stoop on January 03, 2008, 23:07:41 PM
It's just come to my attention - having had to put in a claim - that the excess on our house insurance is quite a bit.

How it works (and I've spoken to someone else who has the same on his policy with a different company) is that the excess is 2% of the total sum insured.

For example - our buildings cover is for 88,000 ytl so any claim would have to be larger than 1760ytl before we got any payment. Then we would only get the amount above 1760ytl!

Luckily (I think) our contents are only covered for 16,500ytl so the excess is only 330ytl.

It might be worth checking the excess on your policy when renewal comes up.

Stoop :)


Title: House Insurance
Post by: Crabbit on January 03, 2008, 23:18:50 PM
A financial advisor would check these things before purchasing a policy.  :D
Title: House Insurance
Post by: stoop on January 03, 2008, 23:22:50 PM
LOL - unfortunatley it was purchased for us as we were not in the country when the renewal was due.

To be honest I think it's pretty standard for damage caused by flooding - in Turkey that is.

Title: House Insurance
Post by: Scunner on January 03, 2008, 23:28:44 PM
What does "It's just some to my attention" mean?
Title: House Insurance
Post by: stoop on January 03, 2008, 23:57:05 PM
Sorry - typo - 'come'

I'm not getting at anyone here or looking for sympathy - all I am saying is it might be worth checking your house insurance small print for the excess applied for building and contents.


Title: House Insurance
Post by: Crabbit on January 04, 2008, 00:23:19 AM
quote:
Originally posted by stoop

I'm not getting at anyone here or looking for sympathy



That`s handy because you wuldn`t get any from me.  :D