Calis Beach and Fethiye Turkey Discussion Forum

General Topics => All things that have nothing to do with Turkey => Topic started by: Scunner on May 27, 2011, 17:19:00 PM

Title: Giving Credit Card Details
Post by: Scunner on May 27, 2011, 17:19:00 PM
This might be obvious but I thought I'd ask as it seems very strange. We are paying for the girl's school photos and you have to fill in one of those envelopes with an order form on, and the girls take it into school.

On the order form you have to fill in all your details including credit card number, expiry date and the 3 number code on the back of the card. Bearing in mind this is on the outside of the envelope and being taken by children and handed to an adult (who we have no idea who that might be), this seems like a ludicrous thing to be asked to do?

Surely I'm not the first person to think it's a security disaster waiting to hit my bank account, so why does the photography company act so irresponsibly - they must have been asking for payment this way for years.

Or am I over cautious about this?
Title: Giving Credit Card Details
Post by: IanK on May 27, 2011, 17:31:39 PM
I would have thought writing all that down and having your children walking around with it might be classed as irresponsible by your credit card company - there are just too many opportunities for it to fall into the wrong hands.

However, so called "Card holder not present" transactions are not as secure for the people receiving the payment - they are more easily reversed than those where you enter your pin.

So - I suspect if your info was misappropriated you have a good chance of getting refunds - but if you let them know how it got out they would be less sympathetic.

Ian
Title: Giving Credit Card Details
Post by: stoop on May 27, 2011, 17:47:34 PM
We have to keep all those details in our safe at work (for customer not present recurrent sales) and must not keep the security number with them - otherwise the card company will not cover us if the client's details are used illegally.

It's not something I would be happy doing Keith.
Title: Giving Credit Card Details
Post by: peecee on May 27, 2011, 19:19:50 PM
Definitely not putting the security code on.  Why can't they phone you when processing the order?
Title: Giving Credit Card Details
Post by: Highlander on May 27, 2011, 19:55:16 PM
Madness on behalf of the photography company.

Didn't have credit cards when I paid for my kids school photos and yes they were black and white:(
Title: Giving Credit Card Details
Post by: KKOB on May 27, 2011, 19:59:40 PM
That's novel. How did you manage to have black and white kids H ?
Title: Giving Credit Card Details
Post by: bewva on May 27, 2011, 20:03:53 PM
I would not put my card details on the outside of an envelope. Having been ripped off twice by cloning from use of my card on t'internet I am a bit paranoid about shredding such info now.
Title: Giving Credit Card Details
Post by: Scunner on May 27, 2011, 20:04:28 PM
During the wawwwr, he had a woman in every port...



Title: Giving Credit Card Details
Post by: bewva on May 27, 2011, 20:06:06 PM
quote:
Originally posted by KKOB

That's novel. How did you manage to have black and white kids H ?


Maybe they look like a couple of everton mints.:D
Title: Giving Credit Card Details
Post by: Supacabby on May 28, 2011, 16:27:12 PM
Without wishing to be pedantic: simply put the order envelope inside a bigger one seems a sensible solution to a distinctly stupid request!
Title: Giving Credit Card Details
Post by: Scunner on May 28, 2011, 16:36:27 PM
But at some stage, someone I don't know will remove the outer envelope and be presented with all the details they need to have a damn good spending spree...

To me it is a very irresponsible thing to ask you to write down and give. A lot of honest people can succumb to temptation when it is easily presented to them.
Title: Giving Credit Card Details
Post by: tribalelder on May 28, 2011, 17:15:51 PM
Could you not put cash in the envelope then the spending spree will be limited to the amount of cash.
Title: Giving Credit Card Details
Post by: jrichards1 on May 28, 2011, 17:45:06 PM
Cant you give them a cheque?
Title: Giving Credit Card Details
Post by: posleeds on May 29, 2011, 17:42:36 PM
I wouldn't give all my details - just asking for trouble.
Just put your telephone number on the order form & ask them to contact you for card details - they should if they are after the business.
Is there no way of ordering the photo's on-line directly from the company rather than through school?
Title: Giving Credit Card Details
Post by: Highlander on May 29, 2011, 19:22:44 PM
quote:
Originally posted by posleeds

.
Is there no way of ordering the photo's on-line directly from the company rather than through school?



 :oMay that not be open to the worst kind of abuse.
Title: Giving Credit Card Details
Post by: Scunner on May 29, 2011, 19:58:03 PM
I think my point is more that the photographers should not even ask for these details, whether there are alternative methods of payment or not. People might not see the security risk of sending your child out with all the credit card details needed by a con artist - now that exposes the parent to the risk of being scammed, and quite possibly exposes children to the risk of being targeted too - any scammer seeing a child walking to school with one of these envelopes is just an easy snatch away from a spending spree.

Again I say I may be paranoid but this is a company who make their money through their association with schools, and I would have expected them to be far more responsible than this.
Title: Giving Credit Card Details
Post by: posleeds on May 29, 2011, 20:02:06 PM
quote:
Originally posted by Highlander

quote:
Originally posted by posleeds

.
Is there no way of ordering the photo's on-line directly from the company rather than through school?



 :oMay that not be open to the worst kind of abuse.



[?]Why if it's a secure site - millions of people shop on-line every day paying by credit card - it would bypass the child carrying the details - far more open to abuse in my eyes  :o
Title: Giving Credit Card Details
Post by: Highlander on May 29, 2011, 20:41:44 PM
posleeds - it was not credit card abuse I referred to but something much worse.

Maybe I'm totally wrong.
Title: Giving Credit Card Details
Post by: posleeds on May 30, 2011, 08:06:27 AM
quote:
Originally posted by Highlander

posleeds - it was not credit card abuse I referred to but something much worse.

Maybe I'm totally wrong.


Ahh I see what your getting at  :-\
Several years ago my son's school only gave the option of ordering school photo's on-line.  Each family was given a unique login number so they could view their childs photo's only (individual/class & year photo's) - if you were happy with them you ordered.  You could not view other pupils individual pictures & unless some unscrupulous being got hold of the login number it seemed quite secure.

How times have changed!
Title: Giving Credit Card Details
Post by: stoop on May 30, 2011, 10:32:36 AM
H,

We had some family photos done a few years back and when they were ready we got an email from the photographer with our account details, password and a link to the photos. Only those with these details could see and order our photos. Even now, after 3 or 4 years, we can go back on and order more if we want and it's secure as long as the photographer keeps his end of the bargain (I guess he's covered by the data protection act once we sign into the deal).

So it can be done much easier and much safer on line I think.
Title: Giving Credit Card Details
Post by: Highlander on May 30, 2011, 13:32:05 PM
Thanks posleeds and stoop for the reassurance. It's quite depressing that the thought even crossed my mind in the first place.
Title: Giving Credit Card Details
Post by: Elsa Padfield on May 31, 2011, 11:53:38 AM
P'raps you should contact the school and the photographic company.  Ordered some graduation ones recently and had to view and order online. Maybe not everyone has that facility but surely the school could organise something.  I would imagine that they get some sort of commission from the company for selling the photo's to parents. Another job for the PTA I think!