Calis Beach and Fethiye Turkey Discussion Forum

Calis Beach Forum => Expat & Property Owners Q and A Forum => Topic started by: bee on September 08, 2011, 06:40:18 AM

Title: transfering money back to the uk
Post by: bee on September 08, 2011, 06:40:18 AM
Hi, on the sale of a turkish property I assume the money from the sale would be transfered into your Turkish bank account for example finansbank, is it straight forward to then transfer the money to your bank account on britain, also if you were to keep it in finansbank then decide to transfer the money at a later date say 12months, would you have to return to turkey to do this or can it be done from the uk, thanks
Title: transfering money back to the uk
Post by: peecee on September 08, 2011, 09:07:18 AM
Don't think you can close an a/c without being there.  You should be able to transer some money (but there would be limit, TEB was 50000tl)
Title: transfering money back to the uk
Post by: grahamturner09 on September 08, 2011, 10:16:06 AM
If you are selling to someone in the UK you could have the money paid straight to a UK account That is how I sold my last apartment.
Title: transfering money back to the uk
Post by: bee on September 08, 2011, 14:53:46 PM
its actually turkish people, who are supposidly paying into our finans account in turkey while we are over, then us transfering all moneys from the sale to our uk account, is this the norm???? just wondered if it was worth letting it gather some interest for a while
Title: transfering money back to the uk
Post by: phil5257 on September 08, 2011, 15:27:47 PM
The exchange rate is still 2.82 today which is still quite high if you change it back to sterling. You could leave it and hope the rate drops but I suppose there are risks that the rate might go up!!
Title: transfering money back to the uk
Post by: ronzeus on September 08, 2011, 19:13:26 PM
quote:
Originally posted by bee

its actually turkish people, who are supposidly paying into our finans account in turkey while we are over, then us transfering all moneys from the sale to our uk account, is this the norm???? just wondered if it was worth letting it gather some interest for a while

Completely normal, I would keep in Turkey untill the lira gets a bit stronger.
Title: transfering money back to the uk
Post by: Ovacikpeedoff on September 08, 2011, 22:23:17 PM

Remember if you keep it in a Turkish bank there is a maximum guarantee and anything over that limit would be lost if the bank was to fail. So you may have to spread it round.

There is no guarantee that the TL will gain against sterling.If we all knew what the future rates were to be then we all would be speculating and making loads of money. You take your chance with the exchange rate.
Title: transfering money back to the uk
Post by: Scunner on September 08, 2011, 22:36:10 PM
Yes that's right and assuming you are selling at a sterling price (that you are happy with) but getting that paid in lira, consider playing it ultra safe and changing it immediately into sterling. There is big money to be won and lost speculating with tens of thousands of pounds, especially in these volatile times. A pound in the UK is always worth a pound, irrespective of what other currencies are doing!
Title: transfering money back to the uk
Post by: Dutchie on September 08, 2011, 22:46:29 PM
Are you sure that they will be paying in your bank account?

A lot of Turkish prefer to pay cash upon the handing over of the deed.
And if they pay cash, it is also quite often in foreign currency.
Title: transfering money back to the uk
Post by: bee on September 09, 2011, 14:39:38 PM
mete from golden moon as agreed with the buyers that they pay in sterling, he has said that we will collect the cash,at point of deed exchange ect, just wondered about finans bank we have a sterling account and a lira account obviously I assume the sterling will be put in the sterling account, and transferd by finans to my uk account, is this a normal occurence with finans bank and will the transfer be safe, thanks
Title: transfering money back to the uk
Post by: Ovacikpeedoff on September 09, 2011, 18:08:14 PM
Finans bank is fine.I have transferred money from them to the UK. They will not automatically transfer the money to the UK,you will have to give them an authority to do it.

If you are in Turkey it will not be a problem. If you are in the UK you will have to contact them. They may accept a faxed authority.

If you have owned the property for less than 5 years you may have capital gains to pay in Turkey.