Calis Beach and Fethiye Turkey Discussion Forum

General Topics => All things that have nothing to do with Turkey => Topic started by: DonM on December 01, 2016, 13:19:03 PM

Title: Pay pal account
Post by: DonM on December 01, 2016, 13:19:03 PM
Is it worth my while opening a pay pal account? I usually use my debit account to transfer money. Any info/help would be appreciated.

Thanks DonM
Title: Re: Pay pal account
Post by: Highlander on December 01, 2016, 13:35:44 PM
I find it very useful on here for kind people to send me money.  :)
Title: Re: Pay pal account
Post by: Jacqui Harvey on December 01, 2016, 15:34:19 PM
I is handy to pay money to Charities or even if you buy something online you can pay with Paypal. It is used around the world.
Title: Re: Pay pal account
Post by: sadler on December 01, 2016, 15:42:50 PM
I have a pay pal account linked to a current bank account which is only used for that purpose. I only have a small balance available with no overdraft facility. If I need to donate or make a purchase, I transfer money into the account to cover and if the pay pal account ever gets hacked there is always only a very small amount available to be stolen.   :)
Title: Re: Pay pal account
Post by: stoop on December 01, 2016, 22:52:23 PM
I have a pay pal account linked to a current bank account which is only used for that purpose. I only have a small balance available with no overdraft facility. If I need to donate or make a purchase, I transfer money into the account to cover and if the pay pal account ever gets hacked there is always only a very small amount available to be stolen.    :)

Same here Sadler. I transfer funds as required from our main account into my secondary account. It rarely has more than £10 on deposit - so if hacked I won't lose much. I then have this account linked to my PayPal account.

Works a treat.
Title: Re: Pay pal account
Post by: DonM on December 02, 2016, 09:28:00 AM
Thanks for all the input, I don't want to open another bank account as I wont have a lot of use for a pay pal account.
Title: Re: Pay pal account
Post by: Jacqui Harvey on December 02, 2016, 11:13:24 AM
I have never used a second bank account, I have a credit card lodged with Paypal.   Have done for years.
Title: Re: Pay pal account
Post by: sadler on December 02, 2016, 11:20:54 AM
No problem with that, just another route in for hackers.  :)
Title: Re: Pay pal account
Post by: peat on December 02, 2016, 11:27:27 AM
Credit cards with Paypal not advised see:

http://www.moneysavingexpert.com/credit-cards/PayPal-Section75
Title: Re: Pay pal account
Post by: Jacqui Harvey on December 02, 2016, 11:39:10 AM
Never had a problem, Had a card with PayPal for over 20 years.
I do not sell anything through Paypal. 
Title: Re: Pay pal account
Post by: JohnF on December 02, 2016, 11:44:53 AM
Currently, the number of banks who have been "hacked" is way in excess of PayPal, who as far as I'm aware have never suffered a major (successful) attack.  There have been cases where individuals accounts have been compromised, but then again the same thing has happened often enough with bank accounts as well.

One simple technique to add an extra layer of protection when using PayPal is to link it to a credit card as opposed to a debit card or bank account.  In addition, never use "free" wifi hotspots to either make a PayPal purchase or connect directly to PayPal and never click on a link within an email that says its from PayPal.

It is correct that most credit card issuers argue that section 75 doesn't apply when using PayPal, but PayPal does have its own payment protection scheme - although as MSE rightly state, it isn't as good for most consumers.  However, given that a high proportion of PayPal purchases (I suspect)  aren't over £100, section 75 wouldn't protect you anyway. 

JF
Title: Re: Pay pal account
Post by: Colwyn on December 02, 2016, 11:56:11 AM
never click on a link within an email that says its from PayPal.
I had one such email this week. It was a very convincing authentic-looking document but it raised my suspicions and the email-sender detail didn't match Paypal's address so I have forwarded it to Paypal's "Spoof" team.
Title: Re: Pay pal account
Post by: kevin3 on December 02, 2016, 13:31:35 PM



                           I haven't got any Pals who Pay.         :( :(     
Title: Re: Pay pal account
Post by: JohnF on December 02, 2016, 13:43:39 PM
I haven't got any Pals

There you go Kev, fixed it for you  ;)

JF
Title: Re: Pay pal account
Post by: kevin3 on December 02, 2016, 13:48:04 PM



   Many need a Sat Nav to find the bar.      ;)  ;)
Title: Re: Pay pal account
Post by: villain on December 02, 2016, 15:06:35 PM
Never had a problem, Had a card with PayPal for over 20 years.
 

Paypal was established in 1998, so that's some going.
Title: Re: Pay pal account
Post by: Jacqui Harvey on December 02, 2016, 16:21:19 PM
Yes Paypal started the company especially for me and let me try it out for two years.  I thought you would have realised that. 
Title: Re: Pay pal account
Post by: villain on December 03, 2016, 23:49:18 PM
Yes Paypal started the company especially for me and let me try it out for two years.  I thought you would have realised that.

Odd.
Title: Re: Pay pal account
Post by: stoop on December 04, 2016, 02:52:26 AM
Yes Paypal started the company especially for me and let me try it out for two years.  I thought you would have realised that.

Odd.


Over ones head  ;D ;D
Title: Re: Pay pal account
Post by: Jacqui Harvey on December 04, 2016, 09:53:21 AM
Stoop, He/She has not been a member long enough to know who I am. 
Title: Re: Pay pal account
Post by: villain on December 04, 2016, 10:45:10 AM
He/She has not been a member long enough to know who I am.

Not trying to cause an argument, so please tell me who you are and how you managed to get a PayPal account at least 2 years before PayPal was founded.
Title: Re: Pay pal account
Post by: Colwyn on December 04, 2016, 11:47:49 AM
She is too modest to tell you, but I can say she is Principal Promotion Officer for Yankee Candle Co. and an internationally-renowned shopping coach.
Title: Re: Pay pal account
Post by: Karennina on December 05, 2016, 09:32:57 AM
I have also been getting authentic looking emails allegedly from Paypal, I had one last week that actually said dear and my name, they used to say dear member, also had another one yesterday saying an ebsy transaction had been made for some nike trainers over £100 something about Nigeria and then if I wanted to cancel the payment click here!
A lot of these programmes on telly say the hackers are getting cleverer so be on your guard folks! 
Title: Re: Pay pal account
Post by: Jacqui Harvey on December 05, 2016, 09:50:11 AM
She is too modest to tell you, but I can say she is Principal Promotion Officer for Yankee Candle Co. and an internationally-renowned shopping coach.

I like it Colwyn...