My December UK bank statement showed a 50GBP 'set up fee' to AXA healthcare and then 10GBP payment every two weeks thereafter as a standing order. Upon checking with the bank and AXA it appears that someone has taken my bank details and set up a premium private healthcare plan for themselves with me footing the bill! To make it worse their surname in 'love'. Bit silly though - as they left their name and address on the plan. Now with Fraud Squad.