NATIONWIDE

[KKOB]

Your personal daily limit is set by the branch and varies from person to person.

[karaokemark]

I have just checked my daily limit it is £600 on each card Maria. I am glad i did not know before we went shopping Carole would have had a field day.

[sannyrut]

I used my Nationwide flex account in Calis last summer-Almost no problem.No interest charges.The only problem I had was trying to withdraw cash from the ATM on the right hand side,walking away from the beach,and just before the Dolphin on the right hand side.The one on the left,next to the taxi rank worked fine.Thank God cause I had no money.One way to lose weight I suppose.

[lindacarl]

The other way to rapidly lose weight is to take advantage of the free sauna i.e. the one you couldn't get the money out of for about 5 minutes - if you can last that long in there!
It never surprises me when that one doesn't want to work - would you want to work in that heat?

[chorleyboy]

Nationwide flex account? Can it only happen to me?
Applied on line today to open one and was turned dwon in 10 seconds flat, cant complain about the waiting time
So I am wondering why I was refused, they asked the usual questions, how long with your bank, how long with your employer, do you have credit cards, what is your current annual salary etc.
I have never been turned down before for a card, so am wondering do you have to be on a really good salary to get one?
Maybe is it because when prompted if I want to use the Nationwide for my main banking, including Direct Debits etc I put No, as I am quite happy with my current bank.
Without divulging too much re my salary, I reckon I am on a decent packet, in fact a wheelbarrow used to bring my wage packet to me before all this pay into the bank nonsense:D
Seriously, I was a little surprised to be turned down as I just reckon I am a bog standard bank account holder with no bad debt against my name who has been in my house years, with my bank years, and in my job years.
No doubt I might get one or two sarky comments, but makes me wonder if I cant get one, who can?

[kenkay]

Me :D

[Gorgeous_bird]

Nationwide have a strict credit rating policy- Nick and I had a joint account years ago but I was only allowed the cash card, they did not think i needed a debit card etc (now I am ok). My daughter went to upgrade her flex account a couple of weeks ago to get a Debit card as she is 18.5 but the man at the Nationwide - he say no, he said she did not use her account enough! So she went next door to the TSB and opened a Student account immediately and within days she had cheque book, card etc. I know that the Nationwide account has the benefit of free withdrawals abroad but she has been a customer with the Nationwide for over 10 years (only as a kid account holder but surely that is likely to be buisness forever as most people stay with the same account once they have opened it. I can't knock it as I am surprised at how easy the TSB made it for her but surprised at how hard the Nationwide made it for.

[Twin Bee]

Refusual from the bank may not reflect your credit worthyness but whether the bank can make money serving your needs. TB

[ECHOSTAR]

Thats right Twin Bee my wife had a egg credit card and as it was paid each month in full, they have withdrawn the service and closed the account as they where not making any money.

[kenkay]

Stephen (Chorleboy) Sorry if my reply to you Onur Air post was a bit harsh. I just feel that they get a lot of undue flak on here.
Anyway I feel sure that there must have been some kind of misunderstanding with Nationwide. I cannot believe that any bank would not allow anybody to open account into which they want to make deposits. They make money from credit cards as they are giving you money up front which you can't necessarily cover. With the Flex Account debit card you have to maintain sufficient funds in the account to service the card. I had one long before my place in Calis and I do thoroughly reccommend their service. I think it would be worth your while to visit a local branch around Chorley/Preston or Bolton.
Ken :D