We have to ask ourselves a question here... If this guy can offer better rates than the Banks/Exchange Offices how does he make any money? Simple, he gives some people a good rate and cons the rest, and who knows what the percentages are, but they must be really good for him. We used him about 3 times, we were not conned, however, after reading about him on this forum we would never use him again, as we know he is conning people. But as long as members of this website know he is defrauding us Brits, and they still use him, he will still be laughing up his sleeve and his sleazy business will continue. Time for us to stick together and get rid of him.