Paying for flight only bookings

[dulux]

If the tour operator/airline is a member of ATOL you are covered whether you pay by credit or debit card.

[Scunner]

quote:Originally posted by dulux

If the tour operator/airline is a member of ATOL you are covered whether you pay by credit or debit card.

That is total rubbish. Airlines do not have ATOLs. If you book flights only with an airline direct, ATOL will have no involvement should the airline go bust.

[dulux]

quote:Originally posted by Scunner

quote:Originally posted by dulux

If the tour operator/airline is a member of ATOL you are covered whether you pay by credit or debit card.

That is total rubbish. Airlines do not have ATOLs. If you book flights only with an airline direct, ATOL will have no involvement should the airline go bust.

I stand corrected.I have just been reminded by my partner that we booked through Travel Republic when Kiss went bust.So yes it is a load of rubbish.

[stoop]

From Working Lunch re- Visa Debit:

A Visa debit card offers significantly better protection for shoppers. Their scheme is called Visa Debit Chargeback and any bank that issues a Visa debit card has to comply with the scheme.

You can claim money back if the goods you buy are damaged, or the product or services are not delivered.

There is no limit on what you can claim. But you have to claim within 120 days of the date you expected the goods to be delivered or the firm going bust.

So this isn't as good as when I use my credit card?

You get better protection if you use your credit card.

The key difference is that when you claim on a credit card under Section 75 of the Consumer Credit Act, the credit card company is legally liable.

But the Visa Debit chargeback scheme is not legally binding, so you don't have any legal redress if you are unhappy.


http://news.bbc.co.uk/1/hi/programmes/working_lunch/7593369.stm

[Scunner]

I do believe that Stoop pays for his flights using a credit card, in order that he is protected in case of the collapse of the airline. If Stoop pays more than he has to for something, it must be worth it  

[stoop]

I always pay for costly things with my Visa Credit card as it means I am not only protected but get lots of Tesco points into the bargain.

Just got a 22" Flat screen for the bedroom and booked a weekend for two in the Lakes for next April. Plus a brand new de-longhi 4 slice toaster and kettle (the kettle isn't 4 slice). Oh - and a couple of Xmas pressies (shhh)

All free and we have lots of vouchers left to spend.

Every Little Helps ;-)

It must be the Scottish blood in me  

[sue mac]

i paid for my 10 kthy flights...5 with a tescos visa mastercard, and the other five with a Santander (abbey) visa debit card.  After much hassle and phonecalls to both companies....Abbey paid my money back into my current account within two days of them receiving my claim form.  Tescos were another matter, and took approx 3 months!

[stoop]

Thing is you have rights with visa credit even if they drag their feet.