Author Topic: Removing Benefits for Pensioners  (Read 3727 times)

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Offline Rimms

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Removing Benefits for Pensioners
« on: April 29, 2013, 08:22:58 AM »
I see the government are now considering removing some benefits for what they term 'Rich Pensioners' things like winter fuel allowance, bus pass & TV licence subsidy. They don't however go on to describe what level of income constitutes a 'rich' pensioner.

For me, this is the tip of the iceberg leading up to means testing the old age pension. Once again, if you make benefits your lifestyle choice rather than getting out of bed and working, you retain your old age benefits, if you develop a condition in old age that requires full time or nursing home care, your home will be safe if you have spent your life living off the tax payer.

I don't know about you but I don't particularly need these benefits but I want to receive them, I'm sick of being penalised for working hard, being financially prudent and making major lifestyle decisions like the number of children we have based upon our ability to afford them.




Offline jrichards1

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Re: Removing Benefits for Pensioners
« Reply #1 on: April 29, 2013, 09:32:51 AM »
Distribution of wealth, perhaps we should spread this idea further.
MP's who are wealthy should not accept their salaries. Those who don't need it, give it back.

The living wage is a good idea. Companies earning XXXXXX's in profits should pay their staff a living wage so the tax payer don't need to top up their wages with tax credits


Offline SuzzPuss

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Re: Removing Benefits for Pensioners
« Reply #2 on: April 29, 2013, 11:16:59 AM »
Well said Rimms.

 ;D

Offline raff

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Re: Removing Benefits for Pensioners
« Reply #3 on: May 01, 2013, 08:41:58 AM »
Quite agree George! We are being penalised already - a lot of people may not be aware of this but due to the fact that women born between 1950 - 1955 are gradually being moved from old age pension age of 60 to 65, this also affects the qualifying age for bus passes & heating allowance. You no longer qualify at age 60 (men & women) for these things automatically - I turned 60 last year and won't qualify for them until I'm 63 - Chris turns 60 this month and not only has to wait until shes 63 for her pension but also for her bus pass as well! Mind you - the way things are going they will have got rid of these pension perks by the time we qualify!

Offline jrichards1

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Re: Removing Benefits for Pensioners
« Reply #4 on: May 01, 2013, 09:39:15 AM »
Born in 55, I've received a letter to say I cannot claim my pension until I'm 66.

Offline stoop

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Re: Removing Benefits for Pensioners
« Reply #5 on: May 01, 2013, 10:36:48 AM »
Without blowing my own trumpet here the financial services industry have been telling people for years that the old age pension could not survive as it was. People are not only living longer but more people are living longer and claiming state pension. People always hit back saying that they were paying NI to cover it but basically the NI you pay today goes to pay someone's pension tomorrow. There never was any investment of your NI contributions.

It's pretty obvious that unless there are enough people working and contributing to NI then the state pension system will have to change or collapse totally.

It sucks I know - and even those who took advice and contributed to personal schemes or company schemes have found that the recession has hit their investment/company scheme.

Expect more of the same and state pension age to get later and later as we live longer and longer.

There endeth the negativity of the day ....... it's sunny and I've just cut the grass  :)

Offline nichola

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Re: Removing Benefits for Pensioners
« Reply #6 on: May 01, 2013, 10:56:01 AM »
Which all goes to prove what a farce the whole system is! Do this do that pay into this pay into that and at the end of the day we are all screwed. All condoned by successive governments and the biggest joke of all the Financial Services Industry - which according to Cameron and I quote "is something we do well" (hysterical laughter thingy) is robbing us blind with their lies and treachery. Daylight bloomin' robbery and the worst crime of all we all sit on our arses and let this happen.

Rant over (furious face thingy)

Offline Rimms

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Removing Benefits for Pensioners
« Reply #7 on: May 01, 2013, 17:32:27 PM »
I agree with you, it really annoys me and to be honest, it's seems such a soft target, if you look at a woman loosing the pension payment between the age of 60 and 65 it's something in the region of £30,000, you would think there would be uproar? I was born in 54 and haven't heard that I have to wait another year past 65 but I'm not holding my breath!

Like Nichola said, you follow the advice of successive governments, invest in pensions and expect certain returns and now you find those same governments dismantling your hard earned financial plan.

Lets just set aside this word 'benefit', as far as Im concerned, I've paid for my bus pass, my winter fuel allowance, and paid all the contributions required to earn my old age pension, so I don't see how something bought and paid for becomes a benefit? But of course it suits the government to classify these as benefits, which implies they are giving you something for nothing at their discretion.

I don't have a problem with a benefits system that acts as a short term safety net for people who find themselves with an unexpected change of circumstances or a system that supports the genuinely disabled, but we have something a million miles away from that, how on earth can we accept that we are now allowing a third generation to make benefits their lifestyle choice and live off the back of the tax payer.

Maybe I'm just becoming far too cynical in my old age or maybe it's because many of my friends and family have worked directly for, or been directly linked through their employment to various benefit and social agencies and I've heard at first hand too many stories of blatant abuse and downright fraud. Let me give you an example, earlier this week I'm listening to a discussion on the radio about the so called bedroom tax. A worker from a one stop shop called in to say that when a person reaches 18, a small proportion of that households benefit is removed to make a contribution to rent and council tax, they went on to explain that more often than not, these 18 year olds mysteriously disappear from the home which avoids the benefit reduction. Apparently, over the past weeks these people have suddenly turned up in their droves living back in the family home, it seems that small rent and tax contribution is much less that the housing benefit reduction that will be imposed for spare bedrooms!

As far as I'm concerned, if the government want to carry on supporting these dodgers then that's fine, if they want to provide benefits, healthcare, housing and schooling to all of those that have never paid a brass farthing into the system, then that's perfectly fine as well, but don't do it at my expense after working for 42 years without drawing a penny in benefit and still paying tax each month into a system where I'm not even afforded basic healthcare.

Rant, also over !

Offline Fran

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Removing Benefits for Pensioners
« Reply #8 on: May 01, 2013, 19:14:29 PM »
Raff my sister turned 60 in March and she has been given a bus pass.

Offline lizdev

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Removing Benefits for Pensioners
« Reply #9 on: May 01, 2013, 19:23:56 PM »
I was born in 54 and haven't heard that I have to wait another year past 65 but I'm not holding my breath!


I was born in June 54 and my pension age changed from 60 to 64 and 3 months.  It has now changed to March 2020 when I will be 65 and 9 months.  Who knows if an when I will actually get it!




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