calis beach prices

[Jacqui Harvey]

We do have a flex plus account.  We were told by Nationwide, we would be charged if we drew Lira, which is why we always draw Sterling.

[Eric]

A flex account you are charged, a Flex Plus you are not.  We changed to the flex plus last year.  It costs £10 per month but all of the additional benefits are worth it, such as free withdrawals, free holiday insurance, 4% interest on the account, additional warranty cover on electrical goods for free etc etc.

We live in Turkey permanently and use this account to withdraw our money here, which is paid into our UK account.  We have not been charged a penny for withdrawing Lira.  When we check our account we  often find the exchange rate is the same as here in Turkey and sometimes better.

[desmartinson]

Correct Jacqui. don't know what he is talking about. been doing it for years as you have.  

[Colwyn]

It seems to me that you have fee-free withdrawals (ie. no ATM fee, no overseas loading) with Nationwide FlexPlus but have to pay 2% on transactions. I don't have FlexPlus but I do have Nationwide credit card which is 0% on transactions. Best to mix and match?

I've confirmed this now. According to the Nationwide site their FlexPlus account has no non-£ transaction fee and no non-£ cash fee for ATM withdrawals. What you get is the "perfect" Visa rate. So Eric is right and has been getting the best available deal. Info here:
http://www.nationwide.co.uk/support/travel/fees-charges#xtab:foreignCash

[Eric]

I can assure you Des the Flex plus account is as I state above!  We use it all the time and no charges!  This is a new account that has not been around for years, unlike the Flex account.  Perhaps you are getting confused.

Check out this link; www.nationwide.co.uk/products/current-accounts/flexplus/features-and-benefits

[Eric]

Yes you do pay 2% if you use the debit card to pay for goods.  But the FlexPlus credit card accrues no charges abroad for purchases.  As you say, mix and match.

[Eric]

Now awaiting apologies.

[mercury]

Ours is an ordinary Flex account. Not a Flex plus. We have free travel Insurance and have never been charged for drawing sterling out in Turkey..ived in Turkey for 6 years and always used it and are still using it to this day...

[Colwyn]

... but if you withdrew TL, Mercury, the bank would charge you £3 for taking out £100's worth from ATM. Ouch. It's why I stopped using Nationwide FlexAccount debit card when abroad.

[mercury]

That is correct Colwyn.. My advice was to withdraw stering and change his money over in Turkey... Nationwide do give The wholesale rate for lira so still a better deal than other banks...