Author Topic: Insurance  (Read 1460 times)

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Offline IanK

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Insurance
« on: June 07, 2021, 16:02:49 PM »
Hi all,

I have been using Intasure for years, but they have been putting up prices quite a bit the last few years so maybe time for a change.

So can anyone make any suggestions / recommendations on alternatives for buildings & contents insurance?

Thanks



Offline maclarke1

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Re: Insurance
« Reply #1 on: June 07, 2021, 20:23:54 PM »
We used to use Intasure but prices kept hiking up, now we use a well known contact based in calis. Our building & contents insurance, along with Dask cost us 1169 tlr (so about £95) for a 3 bed apartment.

Contact Mustafa Arikok, used to be known as the inspector, but now I think his business is called Expat solutions point, based in Calis.

Mustafa set up everything for us from calis whilst we are stuck in the UK.

Offline Fran

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Re: Insurance
« Reply #2 on: June 07, 2021, 21:55:34 PM »
We use Dina Gökdenız who organised ours through Axa we paid just under 1200tl for both home and Dask. For 3 bed Apt. All organised via what’s  app. I have contact details if you would like them.


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Offline IanK

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Re: Insurance
« Reply #3 on: June 08, 2021, 17:05:58 PM »
Thanks for that.

I would be grateful if you could PM me the contact details on either of those.

Ian

Offline Fran

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Re: Insurance
« Reply #4 on: June 08, 2021, 17:36:50 PM »
I’ve sent you a message


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Offline kenkay

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Re: Insurance
« Reply #5 on: June 09, 2021, 08:49:36 AM »
We do ours through Garanti Sigorta. Just paid 1029 tl for 3 bed duplex for 2021/2022. We do Dask separately, normally about 120 tl.

Offline Saga Louts

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Re: Insurance
« Reply #6 on: June 09, 2021, 17:16:51 PM »
Dina is excellent We have used her for last 3 years. She contacts us when due and sends us quotes. We paid bybank transfer this year as not able get out. Very efficient and a lovely lady

Offline IanK

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Re: Insurance
« Reply #7 on: June 11, 2021, 10:04:43 AM »
Thanks everyone.

Offline gyr

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Re: Insurance
« Reply #8 on: June 21, 2021, 14:45:38 PM »
Another insurance question.

This is from the FAQs on the Intasure website:

     "Apartment Rebuild
     Question
     I would like to insure an apartment in Turkey, there are four apartments in the block, how would it be handled if, for example,
     the apartment below me was not insured. Presumably a rebuild would not be possible, would a straight payment be made?

     Answer
     If the other apartments are uninsured then the loss adjustor may take the decision to make a cash payment based on the
     average of three quotes to rebuild your percentage of the entire block. If for instance it would cost £125,000 to rebuild the
     whole block and there were four apartments then you would get £31,250."


It was actually slightly worse than this as when I spoke to Intasure they added that they would also deduct any payments that would come from a claim on the DASK policy.

We are in a block of six apartments and it seems crazy that we are paying insurance on our property but will only be able to actually have it rebuilt if the other five owners have got insurance to cover their proportion of the block rebuild costs. The outcome would be that we would get just a fraction of the value of the apartment and certainly not enough to buy another one - not exactly why you pay insurance in the first place!

It seems like the only way to be sure that you are properly insured is to have block insurance or better still insurance to cover the whole of the complex.

Is there anybody who has any thoughts or advice on this?

Offline DavidNicholson

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Re: Insurance
« Reply #9 on: April 27, 2022, 15:24:06 PM »
Hi,

Could I please have the contact details for Dina Gökdenız.  We are with Intasure and it is due for renewal early June so want to sort it out.  We paid almost £450 last year with Intasure for 3 bed villa in Ovacik, and that seems very expensive to me.  The only thing I must say is that some years ago when we had a claim Intasure were excellent.

Thanks in advance.




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