I may be making a rod for my own back by contributing to this thread as I am not an
"expert" but I have just been through the process of getting this bit of paper.
My own experiences are that :
1. If you want to build a house you pay a fee and apply for "Construction Permission"
just like UK planning permission.
2. The Construction Permission is granted, subject to all the planning requirements
having been met.
3. The Construction permission is valid for 5 years.
4. Within the 5 years you have to construct the property.
5. Once it is completed the process of getting the bit of paper starts. I have heard this
called Habitation Licence and Living Permission. It's actually called a Yapi Kullanma
Izin Belgesi. It has nothing to do with residency,
6 To get this bit of paper requires a whole heap of bureaucratic procedures.
These include getting the original Architect to "sign off" the building (which might
involve a fee), getting the building inspected by the planning authorities to confirm
that it has been constructed in accordance with the original plans and you also have to
pay a buildings tax.
You can't do any of these things unless the building is finished and habitable (which I
understand needs bathrooms and kitchens fitted to qualify ) and also the swimming
pool and terrace if these were shown on the original plans.
You also have to prove that all the SSK payments have been made during the
construction. This is a sort of Insurance for the building site usually paid by the
builder.
7. Once you have the Yapi Kullanma Izin Belgesi you can then go to the Deeds Office
(pay more money) and get the building registered on the Land Deeds. This has to be
done within 6 months of obtaining the Yapi Kullanma Izin Belgesi. You can also get
the water and electric connected and changed to the domestic tariff.
The thing to bear in mind that all this has to be done within 5 years. If the process is
not completed you have to back to the beginning and start all over again. This
involves reapplying (and paying) for Construction Permission and paying some
penalties as you go.
This whole process does involve a lot of work and paying out money at every stage.
During my endeavours to get this all sorted out I did meet a (Turkish) Estate Agent
who said that he thought there could be a lot of people living in houses for which this
process had not been completed by the builder and the owners where living in blissful
ignorance. I can't see this being true myself.
The bureucracy all sounds a bit nightmarish but is really isn't much different from the processes we
have in the UK.
Please bear in mind that all this is my experience - it shouldn't be taken as a
definitive, legal answer.The experts will correct the errors. My experience was for a house,
I assume there will be differences for apartments.
All this proves that you should NEVER buy direct from ANY builder or developer
and you should ALWAYS buy through a reputable agent.