Author Topic: Will your Home Insurance be invalidated?  (Read 2686 times)

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Offline Scunner

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Will your Home Insurance be invalidated?
« Reply #10 on: April 22, 2011, 20:40:04 PM »
Friends of ours got to the airport for their holiday flight and immediately realised they hadn't got their passports. Their taxi had already gone so they immediately got another back home. Imagine their surprise to find taxi driver no.1 in their living room, rifling through their drawers [:o]

You certainly can't be too careful.

Offline Karennina

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Will your Home Insurance be invalidated?
« Reply #11 on: April 22, 2011, 21:15:02 PM »
disgusting that people behave in this manner rifling through peoples possesions "get yourselves a job like the rest of us have to" even more disgusting is the insurance companies taking your money and not wanting to pay out, i am currently fighting a medical claim that my medical insurance does not want to pay out for they seem to think i took myself off to hospital for tests i did not need, no doctor lets you have tests you dont need and they are blind to the fact that the results say i need treatment so frustating!

Offline stoop

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Will your Home Insurance be invalidated?
« Reply #12 on: April 22, 2011, 22:27:12 PM »
quote:
Originally posted by karaokemark

Another thing many people do which surprises me, they put name tags on their cases when flying out from the Uk with their address on, so any dishonest baggage handlers can tip the nod to friends that people are away.
Mark



We only put our home address on when we are flying home - we put the hotel/destination on when flying out.

Offline stoop

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Will your Home Insurance be invalidated?
« Reply #13 on: April 22, 2011, 22:31:39 PM »
quote:
Originally posted by Karennina

disgusting that people behave in this manner rifling through peoples possesions "get yourselves a job like the rest of us have to" even more disgusting is the insurance companies taking your money and not wanting to pay out, i am currently fighting a medical claim that my medical insurance does not want to pay out for they seem to think i took myself off to hospital for tests i did not need, no doctor lets you have tests you dont need and they are blind to the fact that the results say i need treatment so frustating!



Insurance companies have every right not to pay out if their clients do not look after their posessions. Insurance is not there to provide replacement for items that might be lost or stolen becasue the owner can't be bothered to look after them - that's the reason we all pay so much!

Offline Ian

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Will your Home Insurance be invalidated?
« Reply #14 on: April 23, 2011, 06:54:01 AM »
I once had a party in my 20's - newly married - new furniture. Everyone smoked in those days (70's) and the following morning we noticed a burn on our new settee.

Filled in a claim form and one question was "did ignition take place?' and in brackets it explained "was there a flame?" - I honestly answered NO - result - they wrote back and said 'sorry no ignition - not covered under 3rd party fire and theft.

Never trusted insurance companies since that point.

Ian

Ps never had another party!


Offline tribalelder

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Will your Home Insurance be invalidated?
« Reply #15 on: April 23, 2011, 08:21:12 AM »
Quoted by ScunnerAnyone who cancels the papers and the milk is simply broadcasting that they will be away!

Surely if you don't cancel you are doing just that! No win situation:D
« Last Edit: April 23, 2011, 08:22:12 AM by tribalelder »

Offline tinkerman

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Will your Home Insurance be invalidated?
« Reply #16 on: April 23, 2011, 08:44:01 AM »
Everybody at your workplace knows you are on holiday and the same for your partner, all your kids friends know you are on holiday and so do their parents, everybody in the vicinity knows you are on holiday as does the postman, milkman, dustbin men,so not telling your friends and family on a secure Facebook is nonsense.

Offline tony jenkins

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Will your Home Insurance be invalidated?
« Reply #17 on: April 23, 2011, 08:58:40 AM »
Hi Scunner, what if I cancel the milk but keep the paper delivery. ;)

Offline Jacqui Harvey

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Will your Home Insurance be invalidated?
« Reply #18 on: April 23, 2011, 11:13:37 AM »
quote:
Originally posted by tinkerman

Everybody at your workplace knows you are on holiday and the same for your partner, all your kids friends know you are on holiday and so do their parents, everybody in the vicinity knows you are on holiday as does the postman, milkman, dustbin men,so not telling your friends and family on a secure Facebook is nonsense.



It will make no difference what any of us think, our opinions will not count.  The Insurance Companies have now found a wonderful way of not paying out on claims, and you can be sure they will use it.:(

Offline posleeds

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Will your Home Insurance be invalidated?
« Reply #19 on: April 23, 2011, 13:52:05 PM »
quote:
Originally posted by Scunner

Anyone who cancels the papers and the milk is simply broadcasting that they will be away!



Don't you think 28 pints of milk on the doorstep aslo gives it away[?]




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