You cannot rely on travel insurance in the country where you reside. If you have a residence permit, you reside in that country.
The UK gov't stopped paying my state retirement from the UK until I signed a 'life certificate' stating that I lived in Turkey. It took 3 months of wrong information from the office, calls from supervisors, all telling me things that were not true. Finally I got the paper and signed it and faxed it back. THEN I got my money. At which point I decided to have it deposited here. Another 3 months to work out how to do an international transfer of funds. Now if the British Gov't is that difficult, don't' be surprised at the confusion here.
It's all about bureaucracy. All governments have it and they all screw things up. It is a universal issue.
And even if you got away with the 'I've got travel insurance and a resident permit here, your claim would be inspected and denied if you had to use it. I know, I used to sell the stuff.
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Originally posted by saoirse
I assumed it would be the travel insurance ( long term) as thats what covers me when in Turkey not NHS cover