Lee glo, it's the only way I can get any interest. We don't want to invest long term, both our daughters are in the process of moving house, as are we. There is nothing we need to save for, so want easy access to some of our savings so that we can help out etc. Anyway, there is no interest to be had in "safe" investments. Have found that the bank current accounts after the government's granny bonds give the best return with no penalties for instant access.