Thanks both, yes I have had a quote from intasure it was high, but does come recomended for its excellent service (from a friend), which is more than I can say for our previous company.
Also I know it probably sounds lame but we are now at the point where we just don't want to be trudging around with 2 kids, doing the bank, doing the insurance, going back to the bank cause so and so was at lunch...... and before you know it a complete day has gone by, when i could of sorted it from the comfort of my sofa
thanks both