Well a year down the line and things were starting to look bright and bad memories starting to fade! Until Thursday of last week when I received a letter from HMRC saying that they were investigating me for fraud, apparently they think that my ex (who walked out on me and our kids last year after 8 years together and returned to Turkey) is still living with us and why was I claiming a single persons Working Tax Credit, eventually after a long conversation with HMRC they have advised me that they work closely with a credit reference agency, and guess what he's been up to?............... He has brought himself a very expensive mobile phone (using my address in the UK) and has acquired two lots of credit, he has done all of this whilst living in Turkey, I have absolutely no idea how, luckily the debt isn't registered on addresses anymore its in his name, how the hell has he done this? Like he hasn't caused us enough grief! Please people, if any of your friends get involved with a Ibrahim (Ibo) Kucuk, get them to run for the hills, he's absolute scum!!!!!