I am still waiting to see a reply to your original question. Ytokgoz and the 'solicitor are very good at clouding the issue by not giving direct answers and concentrating on your 'throw away comment over poa. Ytokgoz, stop clouding the issue by attacking loz and answer the question! Oh.....you can't can you because loz's breakdown of process andcostsis correct isn't it? Answer yes or no. Don't cloud the issue any more, give a simple yes or no, if no then explain where either the cost or process is wrong. Do not go on again about power of attourney.